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Our story in Spain

Supporting the Spanish insurance industry for 30 years.

Spain is the fourth biggest country of the continental Europe by extension. With a population of 47 million, Spain is the 13th largest economy worldwide by GDP. The country is divided in 17 Autonomous Communities and it is a constitutional monarchy.

By its geographic situation and history, Spain is a doorway to the North of Africa and Latin America.

Spain is the third country most visited worldwide and the second by income generated in respect of the tourism industry. It is also the eighth country worldwide by presence of multinational companies.

Our network of brokers and coverholders covers all the domestic territory and offers almost all specialised insurance products for which the Lloyd’s market is well-known, both in insurance and reinsurance.

Our customers are the businesses and entrepreneurs who drive and serve the Spanish economy and they come to Lloyd’s to access the scale, diversity and financial strength of our specialist insurance and reinsurance market.

The depth of expertise and breadth of products sets the Lloyd’s market apart. Customers have access to the combined scale, expertise and capacity of an entire market, not just a single insurance company.

As our world is reshaped by economic, environmental, geopolitical and technological shifts, the breadth, depth and responsiveness of the Lloyd’s market gives Spanish businesses the confidence to move forward in the face of uncertainty.

Lloyd's Europe

Lloyd’s requires all insurance risks located in the EEA to be written by Lloyd’s Insurance Company S.A. (“Lloyd’s Europe”) and not Lloyd’s underwriters.

Lloyd’s Europe is authorised and regulated by the National Bank of Belgium, and is fully Solvency II compliant. Lloyd’s Europe has passported into all EEA Member States for non-life insurance and is authorised to write non-life risks from Monaco and the UK.

Our work in the community

Lloyd’s is committed to improving lives and building resilience in the local community. Through the Lloyd’s Together program, we support local communities with projects that focus on education and employability, environment and sustainability, social welfare and health and disaster preparedness and relief.

The Lloyd’s market champions diversity and is leading the field in encouraging open, inclusive cultures across our industry.

The Spanish office of Lloyd’s Europe is also environmentally friendly and always participates in the different activities organised by Lloyd’s to make people aware of the need of working together to reduce the impact of the human activities in the environment.

Our solutions

Find out about the types of risks Lloyd’s can underwrite and our business in Spain.

In Spain, Lloyd’s Europe is licensed to write non-life insurance and reinsurance throughout Spain and offer tailored solutions in over 60 lines of insurance and reinsurance.

Lloyd's covers more than 60 lines of insurance and reinsurance.

Accident & Health / Agriculture & Hail / Aviation / BBB / Crime / Cargo / Casualty / Contingency / Cyber / Difference in Conditions / Directors & Officers / Employers Liability / Energy / Engineering / Extended Warranty / Financial Institutions / Fine Art / Legal Expenses / Livestock & Bloodstock / Marine / Medical Expenses / Medical Malpractice / Motor / General Liability / Nuclear / Pecuniary / Personal Accident XL / Political Risks, Credit & Financial Guarantee / Power Generation / Professional Indemnity / Property / Space / Specie / Term Life / Terrorism / Yacht

Our business in Spain

Spain wrote €236mn in gross signed premiums in 2022


Property D&F (non-US open market)

12.1 %

Property Cat XL (non-US)

6.9 %



Accident & Health (direct)


Professional Indemnity (non-US)


Property D&F (non-US binder)


Political risks, Credit & financial guarantee


Marine Liability


Director and officers


Frequently Asked Questions

View the Lloyd's Europe FAQ's.

Contact us

The Lloyd’s team in Spain plays an important role in the promotion and management of Lloyd’s brand as well as the regulatory and compliance requirements for Lloyd’s Europe in the Spanish market.

Lloyd's Europe Representative in Spain

Jose Nunez

Please note: The Lloyd's Europe Spanish office does not underwrite, quote or issue insurance policies. If you have a question about your Lloyd’s policy, please contact your insurance broker/coverholder.

Lloyd’s Insurance Company SA
Spain branch

Pº Castellana, 216, 8ª

28046 Madrid