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Lloyd's escalators

Investor relations

Information on Lloyd’s financial performance and financial strength ratings.

  • At a glance

  • Half-Year Results 2025

    Lloyd's announced its results for the first six months of 2025. The Lloyd's market has delivered a solid first half performance, demonstrating resilience and disciplined growth.

    £32.5bn gross written premium
    92.5% combined ratio
    £4.2bn profit before tax
    £3.2bn investment return
    Lloyd's lifts

    Financial results

    Discover our most recent market results, including presentations and Solvency & Financial Condition reports, as well as an archive of our historical financial results.

    View all results

    Financial strength

    Financial security is crucial. It gives confidence to capital providers and peace of mind to policyholders.
    Lloyd’s strength and robust capitalisation is reflected in our ratings. Our financial strength derives from our unique capital structure, which provides excellent financial security to policyholders and capital efficiency for members.

    A+ Superior
    AM Best
    AA- Very strong
    Fitch Ratings
    AA- Very strong
    Kroll Bond Rating Agency
    AA- Very strong
    S&P Global

    Disclaimer

    We are providing the information in this section for background information only. We are not providing access to this section for the purpose of soliciting: (a) membership in Lloyd’s or membership of any syndicate of Lloyd’s, (b) the purchase of any security issued by Lloyd’s, or (c) the purchase of insurance, or any other service or product, in the Lloyd’s market. This section does not make an offer of, or solicit an offer for, any of these things.

    Third parties, such as Lloyd’s syndicates, have provided some of the information on this web site and Lloyd’s has not verified its accuracy and completeness. More generally, we do not accept responsibility for loss by any person acting or refraining from action as a result of any statement, fact, figure or expression of belief (including any forward looking statement) contained on this web site.

    You must not distribute the information on this web site to, or cause it to be used by, any person or entity in a place where its distribution or use would be unlawful.

    You confirm that (i) you acknowledge and agree to the paragraphs above and (ii) your access to this information is not deemed to be an offer or solicitation of an offer under the laws of your local jurisdiction. You also agree that you will not provide any person with this information without providing them with a copy of this acknowledgment and agreement, by which they will also be bound.