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Sharing risk to create a braver world

Lloyd’s is the world’s leading insurance and reinsurance marketplace

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Annual Report 2023

Our Full Year results for the year ending 31 December 2023.

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Why Lloyd’s?

Together with our customers, businesses and communities all over the world we are building a braver future – one that is more sustainable, resilient and inclusive. Our competitive market helps to ensure you receive the best possible outcomes across price, coverage and service – strengthening the value you get from your policy.

Culture at Lloyd’s

Creating an inclusive marketplace is a priority for us. We are determined to create a working environment at Lloyd’s where everyone feels safe, valued and respected.

Careers at Lloyd’s

Find out more about joining this unique organisation.

Lloyd’s news

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Lloyd’s Futureset

Educate. Innovate. Evolve.

Lloyd’s Futureset provides a global platform and community to create and share risk insight, expertise, and solutions to our most challenging problems to equip you with all you need to face bravely into the future.

Lloyd’s Lab

The Lloyd’s Lab is the heart of innovation for Insurance. An award winning space dedicated to accelerating and fostering new products and solutions fit for the needs of our customers around the world. As we face the challenges of the AI age, the Lloyd’s Lab brings together cutting edge InsurTechs, start-ups and ideas which support our market’s shared goal of sharing risk to create a braver world.

Featured tools

Lloyd’s provides a comprehensive collection of tools and resources to support placing and underwriting in the market.


Check regulatory and tax requirements


Manage Coverholders

Business Timetable

Check regulation deadlines and set alerts

View all tools and resources for conducting business with Lloyd’s

Market resources

Information and resources for the Lloyd’s market.

Delegated Authorities

Information for Coverholders, Service Companies and those that work with Delegated Authority business.

Market communications

Important communications regarding regulatory updates, market bulletins and information about upcoming events.

Regulatory information

Regulatory information including regulatory communications and solvency II.

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Delivering Blueprint Two

Digitalising our market to make it better, faster, and cheaper
The global risk landscape is changing at pace and our customers operate in a complex and fast changing world.

Lloyd’s is building solutions that will digitalise our market, making it better, faster, and cheaper for all participants, and help customers face these new risks with confidence.

Lloyd’s around the world

Lloyd’s global offices and global presence provide a valuable resource as part of Lloyd’s commitment to our customers around the world

380+ Brokers

4,030 Coverholder locations

76 Syndicates

200+ Lines of business

More about Lloyd’s around the world