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Our multinational capability


Multinational business at Lloyd's

Lloyd’s is unique as a global insurer of multinational customers. Not only do we have global reach with around 80 insurance licences and capability to write reinsurance business in over 200 territories, the substantial majority of our licences permit us to provide coverage on a cross-border basis. This means that policyholders can benefit from compliant coverage on a consistent basis across around 80 territories and multiple classes of business without the need to arrange local policy placements (some exceptions apply).

Lloyd’s flexibility allows for consistency of policy wordings, policy management, premium collection and claims settlement using central services. To ensure that we comply with the regulatory requirements for our licences, we provide detailed regulatory guidance to support these placements across our extensive footprint.

Lloyd’s approach to multinational business eliminates much of the expense and administrative overhead associated with the multinational coverage structure common in the company market (a global master policy with multiple local policies).

~80

territories with reduced local requirements

200+

territories served globally

$3bn

annual multinational premium

180+

classes of business

Multinational resources

Why Multinational at Lloyd’s

Discover the benefits of placing multinational business at Lloyd’s, including international trading rights and our current initiatives.

Our knowledge hub

Access the resources to navigate multinational business, with information on licenses, regulatory tools, central settlement, captives, case studies, videos and more.

Our licenses

Our international trading footprint is extensive, allowing us to trade both insurance and reinsurance without the need to arrange local policy placements in 80 territories.

Our global network

Find out more about multinational business across our global network and explore comprehensive country profiles.

Our market tools

Discover our comprehensive tools designed to ensure compliance when placing multinational business at Lloyd’s.

Our claims proposition

Lloyd’s insurance licences offer flexibility in the management, adjustment and payment of claims within the local territory and local currency.

Our tax support

Discover how we support the market in meeting tax obligations for multinational business.

Contact us

Get in touch for further assistance on our multinational capabilities.

Lloyd's International Trading Advice (LITA)

Lloyd’s International Trading Advice (LITA) team support the market on Lloyd’s trading rights and restrictions worldwide. Its aim is to enhance regulatory understanding and capabilities across the Lloyd’s market.

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