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Zimbabwe

Welcome to Lloyd's in Zimbabwe

Our story in Zimbabwe

Supporting Zimbabwe’s insurance industry for over 80 years.

With support from the broker distribution network, Lloyd’s underwriters are able to provide capacity for strategic risks and cover for risks that the local market is unable to accept because of financial constraints and underwriting restrictions imposed by the local reinsurance market. Consequently, some of our clients are the largest commercial insurers and reinsurers in the country who come to Lloyd’s to access the scale, diversity and financial strength of our specialist insurance and reinsurance market.

Lloyd’s provides tailored insurance and reinsurance solutions for a variety of Zimbabwe based risks including Property, Liability, Accident and Health, Aviation, Marine, Political Violence, Cyber and Kidnap and Ransom Risks.

The depth of expertise and breadth of products sets the Lloyd’s market apart. Customers have access to the combined scale, expertise and capacity of an entire market, not just a single insurance company.

As our world is reshaped by economic, environmental, geopolitical and technological shifts, the breadth, depth and responsiveness of the Lloyd’s market gives Zimbabwe businesses and insurers and reinsurers, the confidence to move forward in the face of uncertainty.

Our work in the community

Lloyd’s is committed to improving lives and building resilience in the local community. Through the Lloyd’s Together program we support local communities with projects that focus on education and employability, environment and sustainability, social welfare and health and disaster preparedness and relief.

In Zimbabwe, Lloyd’s is a member of the local Insurance Institute and participates in sponsorship of annual events such as the IIZ Annual Conference. Lloyd’s also provides opportunities for local market practitioners for learning and networking at the bi-annual Development Programmes held at Lloyd’s in London in Spring and Autumn.

The Lloyd’s market champions diversity and is leading the field in encouraging open, inclusive cultures across our industry.

Mercy Corps and Lloyd's

Find out how we are working with Mercy Corps to increase Agriculture Insurance in Africa.

Our solutions in Zimbabwe

Lloyd’s underwriters are licensed to write non-life insurance and short term reinsurance throughout Zimbabwe and offer tailored solutions in all lines of insurance and reinsurance

  • Accident & Health
  • Agriculture & Hail
  • Aviation
  • BBB
  • Crime
  • Cargo
  • Casualty
  • Contingency
  • Cyber
  • Difference in Conditions
  • Directors & Officers
  • Employers Liability
  • Energy
  • Engineering
  • Extended Warranty
  • Financial Institutions
  • Fine Art
  • Legal Expenses
  • Livestock & Bloodstock
  • Marine
  • Medical Expenses
  • Medical Malpractice
  • Motor
  • General Liability
  • Nuclear
  • Pecuniary
  • Personal Accident XL
  • Political Risks, Credit & Financial Guarantee
  • Power Generation
  • Professional Indemnity
  • Property
  • Space
  • Specie
  • Term Life
  • Terrorism
  • Yacht

Our business in Zimbabwe

Lloyd’s is a provider of Property, Liability and Health Risk covers in Zimbabwe with a market share of around 1% of total market Gross Premium Income.

The Zimbabwe market wrote in excess of US$200 million in gross premiums in 2018

Crystal

Get quick and easy access to regulatory and taxation requirements in Africa with the Crystal tool

Risk locator

Guidance on identifying the location of risk for regulatory and tax purposes

Contact us

The Lloyd’s Principal Officer in Zimbabwe plays a role in the promotion and management of the Lloyd’s brand as well as the regulatory and compliance requirements for Lloyd’s in the Zimbabwe market.

Please note: The Lloyd's Principal Officer in Zimbabwe does not underwrite, quote, issue insurance policies or handle claims. If you have a question about your Lloyd’s policy, please contact your insurance broker.

David Birch
Lloyd’s Principal Officer in Zimbabwe

THI House

26 Endeavour Crescent

Mount Pleasant Business Park

Mount Pleasant

Harare

Zimbabwe

Amit Khilosia

Regional Head, Africa

+44 (20) 73276367

Tools and resources

Bringing Africa closer to Lloyd’s and Lloyd’s closer to Africa

Africa’s strong demographic profile and wealth of natural resources present huge opportunities for its economies. Infrastructure and commerce are growing rapidly but require good risk management and mitigation to build resilience for the future. The complex risks that growing economies face need innovative, flexible risk transfer solutions. Lloyd’s is already a leading provider of specialist insurance and reinsurance across Africa and we are looking forward to increasing our support to insurance markets in Africa.