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Our story in Spain

Supporting the Spanish insurance industry for 25 years.

Spain is the fourth biggest country of the continental Europe by extension. With a population of 46 million, Spain is the 13th largest economy worldwide by GDP. The country is divided in 17 Autonomous Communities and it is a constitutional monarchy.

By its geographic situation and history, Spain is a doorway to the North of Africa and Latin America.

Spain is the third country most visited worldwide and the second by income generated in respect of the tourism industry. It is also the eighth country worldwide by presence of multinational companies.

Lloyd’s is authorised in Spain to transact business since 1993, on a freedom of services basis, and since 2001, on an establishment basis. Since 2004 Lloyd’s has a fully operative office in Madrid.

Our network of brokers and coverholders covers all the domestic territory and offers almost all specialised insurance products for which the Lloyd’s market is well-known, both in insurance and reinsurance.

Lloyd’s is a member of the main professional insurance associations and has a close relationship with the main insurance distributors and institutions.

Our customers are the businesses and entrepreneurs who drive and serve the Spanish economy and they come to Lloyd’s to access the scale, diversity and financial strength of our specialist insurance and reinsurance market.

Lloyd’s provides tailored insurance and reinsurance solutions for a variety of Spanish risks including all classes of insurance, except death insurance (burial expenses) on a FOS basis, and credit, suretyship, assistance and term life (on establishment basis).

The depth of expertise and breadth of products sets the Lloyd’s market apart. Customers have access to the combined scale, expertise and capacity of an entire market, not just a single insurance company.

As our world is reshaped by economic, environmental, geopolitical and technological shifts, the breadth, depth and responsiveness of the Lloyd’s market gives Spanish businesses the confidence to move forward in the face of uncertainty.

Lloyd’s Europe

Lloyd’s requires all insurance risks located in the EEA to be written by Lloyd’s Insurance Company S.A. (“Lloyd’s Europe”) and not Lloyd’s underwriters.

Lloyd’s Europe is authorised and regulated by the National Bank of Belgium, and is fully Solvency II compliant, Lloyd’s Europe has passported into all EEA Member States for non-life insurance and is authorised to write non-life risks from Monaco and the UK.

To find out more about Lloyd’s Europe, visit the following link:

Our work in the community

Lloyd’s is committed to improving lives and building resilience in the local community. Through the Lloyd’s Together program, we support local communities with projects that focus on education and employability, environment and sustainability, social welfare and health and disaster preparedness and relief.

Lloyd’s cooperates actively in Spain with a number of associations and takes an active role in events that work for the integration of all people for them to be able to participate in the community.

Since 2014, Lloyd’s Iberia has been working together with APROCOR, a non-profit foundation which cares for the integration of the intellectually disabled people in the society.

In 2017, Lloyd’s Iberia participated in the 3rd edition of the Dive In Festival in Spain. Dive In is an event organised by the insurance industry for the inclusion of people from the diversity.

The Lloyd’s market champions diversity and is leading the field in encouraging open, inclusive cultures across our industry.

Lloyd’s Iberia is also environmentally friendly and always participates in the different activities organised by Lloyd’s to make people aware of the need of working together to reduce the impact of the human activities in the environment.

Our solutions

Find out about the types of risks Lloyd’s can underwrite and our business in Spain.

In Spain, Lloyd’s Insurance Company are authorised to write all classes of insurance, except death insurance (burial expenses), on a freedom of services basis; and all classes except death insurance (burial expenses), credit, suretyship, assistance and term life on an establishment basis

* Lloyd’s Insurance Company in Spain are not licensed for: burial expenses and life.

  • Accident & Health
  • Agriculture & Hail
  • Aviation
  • BBB
  • Crime
  • Cargo
  • Casualty
  • Contingency
  • Cyber
  • Difference in Conditions
  • Directors & Officers
  • Employers Liability
  • Energy
  • Engineering
  • Extended Warranty
  • Financial Institutions
  • Fine Art
  • Legal Expenses
  • Livestock & Bloodstock
  • Marine
  • Medical Expenses
  • Medical Malpractice
  • Motor
  • General Liability
  • Nuclear
  • Pecuniary
  • Personal Accident XL
  • Political Risks, Credit & Financial Guarantee
  • Power Generation
  • Professional Indemnity
  • Property
  • Space
  • Specie
  • Term Life
  • Terrorism
  • Yacht

Our business in Spain

Spain wrote €249mn in gross signed premiums in 2017


Property D&F (non-US open market)


Property Cat XL (non-US)


Agriculture & Hail


Accident & Health (direct)


Directors & Officers (non-US)


Professional Indemnity (non-US)




Property pro rata


Political Risks, Credit & Financial Guarantee

Contact us

The Lloyd’s team in Spain plays an important role in the promotion and management of Lloyd’s brand as well as the regulatory and compliance requirements for Lloyd’s in the Spanish market.

Lloyd's Iberia Representative is Jose Nunez, subject to regulatory approval by the NBB.

Please note: The Lloyd's Spanish offices do not underwrite, quote or issue insurance policies. If you have a question about your Lloyd’s policy, please contact your insurance broker/coverholder.

Lloyd’s Iberia Representative, S.L.U.

C/ Pinar 7, 1º drcha.

28006 Madrid