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Welcome to Lloyd's in China

Our story in China

For over 40 years, Lloyd’s has worked to strengthen the dynamic insurance market in China.

After decades providing offshore reinsurance capacity to the local market, Lloyd’s proudly opened its first representative office in Beijing in 2000. In 2007, Lloyd’s established a wholly owned subsidiary in Shanghai – Lloyd’s Reinsurance Company (China) Limited In 2010, the corporate name was changed to Lloyd’s Insurance Company (China) Limited (Lloyd’s China) with the license extended by CIRC to include non-life direct insurance in the headquarter of Shanghai In February 2015, Lloyd’s China Beijing Branch was officially opened. Under the new branch license, Lloyd’s China is able to extend non-life insurance businesses nationwide. 

Lloyd’s China can conduct non-life insurance and reinsurance business inside China and international reinsurance as well. Lloyd's China obtained the CIRC's approval in September 2014 to increase registered capital to RMB 1 billion (US$ 162.8 million), so Lloyd’s China is now in the position to lead on treaties.

Lloyd’s China provides participating Lloyd’s syndicates a platform with which to access the Chinese (re)insurance market via the relevant underwriting division within Lloyd's China. Risks can either be written 100% by one underwriting division or as subscription business to pool underwriting capacity amongst divisions. Access to Lloyd’s underwriters means that Lloyd’s China can offer world-class underwriting expertise in a wide range of business classes.

Currently, there are 15 active syndicates managed by 12  managing agents on Lloyd’s China platform. Please see the Underwriting Division profiles for further information.

All the business underwritten by Lloyd’s China is fully protected by the Chain of Security at Lloyd’s; thus Lloyd‘s China enjoys the Lloyd’s market rating of AA- (Fitch Ratings), A+ (Standard & Poor’s) and A (A.M. Best).

Our work in the community

Lloyd’s is committed to improving lives and building resilience in the local community. Through the Lloyd’s Together Program we support local communities with projects that focus on education and employability, environment and sustainability, social welfare and health and disaster preparedness and relief.

In China, Lloyd’s took part in the national poverty alleviation plan to build a primary school in Jinping county Yunnan Province in 2008, in partnership with China’s Ministry of Foreign Affairs. In the past decade, Lloyd’s has provided more than £100,000 (RMB 1.3 million) for the construction of buildings and facilities.  In 2019, a new teaching building was built, and modern educational and teaching equipment has been continuously added.

In May 2021, Jinping county has successfully removed the label of poverty county and it represented the progress of poverty alleviation in the county by the whole company and all employees. In recent years, Lloyds China continues the sponsorship to the school with providing targeted donation, i.e. established a library for the kids, upgraded teaching appliance for teachers.

The Lloyd’s market champions diversity and is leading the field in encouraging open, inclusive cultures across our industry. Lloyd’s China also actively support and organize the “Dive-In Festival” in China, encouraging diversity and inclusion in the workplace. 

Our solutions

Find out about the types of risks Lloyd’s can underwrite and our business in China.

Lloyd’s China is a gateway for creating, developing and capturing opportunities in China and for Chinese Interest Abroad (CIA). We aim to operate as a robust platform for underwriters to provide specialty insurance and reinsurance products for both Chinese and overseas cedants, brokers and clients, coupled with the benefits of a competitive marketplace and the convenience of a single entity.  We are well positioned and recognized in China market as a professional specialty risk carrier and bespoke solution provider. 

View our underwriting divisions directory to find out what underwriting divisions operate within Lloyd's China.

Frequently Asked Questions

View Lloyd's China FAQ's.


The Lloyd’s team in China plays an important role in the promotion and management of Lloyd’s brand as well as the regulatory and compliance requirements for Lloyd’s in the Chinese market.