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How to place a risk

In Dubai, Lloyd’s underwriters can accept risks and issue policies via service companies or a local coverholder.


Dubai service companies

A service company is a wholly owned subsidiary of a managing agent or its group. A service company is able to sub-delegate underwriting authority to other coverholders to underwrite a wide variety of risks. Underwriters on the Lloyd’s platform can work with brokers and cedants across markets with no access restrictions in place. Lloyd’s service companies in Dubai are regulated directly by the Dubai Financial Services Authority.


Lloyd’s Middle East coverholders

Lloyd’s coverholders in Dubai are regulated directly by the Dubai Financial Services Authority to underwrite a wide variety of risks. Underwriters on and off the platform can work with brokers and cedants across markets with no access restrictions in place.

In addition, there are currently two coverholders based outside of Dubai in the wider Middle Eastern region that are not regulated by the Dubai Financial Services Authority.

You can access Lloyd’s via a local Middle East coverholder or by contacting a service company directly.

Please use the market directory to search for a local representative by class of business and country.