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Welcome to Lloyd’s in Dubai

Our story in the Middle East

Supporting the Middle East insurance industry for nearly six decades.

Expert underwriters at Lloyd’s, provide their Middle East customers with innovative insurance solutions backed by financial security and strong international ratings that Lloyd’s has always been known for.

After a re-balancing of the oil price markets, many governments throughout the region are accelerating technology, innovation and investing in education to help diversify their economies. With this diversification strategy comes increased insurance opportunities. 

While marine and property insurance remain a traditional insurance product for the Middle East market, specialist lines including renewable and nuclear energy, political violence and terrorism along with trade credit are increasingly growing in demand. 

By offering solutions to protect public and private assets, and by sharing our risk intelligence, Lloyd’s will continue to support the regional insurance market, build local resilience and help support a developing risk culture throughout the Middle East.

The depth of expertise and breadth of products sets the Lloyd’s market apart. Customers have access to the combined scale, expertise and capacity of an entire market, not just a single insurance company.

As our world is reshaped by economic, environmental, geopolitical and technological shifts, the breadth, depth and responsiveness of the Lloyd’s market gives Middle East businesses the confidence to move forward in the face of uncertainty. 

Our work in the community

Lloyd’s is committed to improving lives and building resilience in local communities. Through the Lloyd’s Together program, we support local communities with projects that focus on education and employability, environment and sustainability, social welfare and health and disaster preparedness and relief.

Lloyd’s has recently, in conjunction with the DIFC, launched a mentoring scheme providing the employees of four local insurance companies to be mentored by employees of the insurance community based in DIFC. We are working across the market to develop young talent and in particular to improve access for women to senior executive positions that have been taken almost exclusively by men. Lloyd’s Dubai have organised numerous volunteering charitable activities for the local insurance market which have included a tree planting programme, painting an animal shelter and a wadi cleaning project.

The Lloyd’s market champions diversity and is leading the field in encouraging open, inclusive cultures across our industry.

Our solutions in the Middle East

Lloyd’s is a major provider of reinsurance in the Middle East and the wider region. Find out about the types of risks Lloyd’s can underwrite and our business in the Middle East.

Lloyd’s covers more than 60 lines of insurance and reinsurance, below are all lines of business covered:


Accident & Health / Agriculture & Hail / Aviation / BBB/Crime / Casuality / Contingency / Cyber / Difference in Conditions / Directors & Officers / Employers / Liability / Energy / Engineering / Extended Warranty / Financial Institutions / Fine Art / Legal Expenses / Livestock & Bloodstock / Marine / Medical Expenses / Medical Malpractice / Motor / General Liability / Nuclear / Pecuniary / Personal Accident XL / Political Risks, Credit & Financial Guarantee / Power Generation / Professional Indemnity / Property / Space / Specie / Term Life / Terrorism / Yacht

Our business in the Middle East

20.7%

Marine

15.6%

Specialty other

14.9%

Energy

12.9%

Accident & health

10.4%

Property (D&F)

8.9%

Aviation

6.3%

Casualty FinPro

5.5%

Casualty other

4.3%

Property treaty

0.5%

Casualty treaty

Contact us

The Lloyd’s team in Dubai plays an important role in the promotion and management of Lloyd’s brand as well as the regulatory and compliance requirements for Lloyd’s in the Middle East market.

Please note: The Lloyd's Dubai office do not underwrite, quote or issue insurance policies. If you have a question about your Lloyd’s policy, please contact your insurance broker or underwriter directly.


Andrew Woodward

Head of Middle East and Turkey

Amit Khilosia

Regional Head, Africa

Lloyd's Dubai

Unit 4A
Floor 5
Gate Village 8
DIFC Dubai
United Arab Emirates

Bringing Africa closer to Lloyd’s and Lloyd’s closer to Africa

Africa’s strong demographic profile and wealth of natural resources present huge opportunities for its economies. Infrastructure and commerce are growing rapidly but require good risk management and mitigation to build resilience for the future. The complex risks that growing economies face need innovative, flexible risk transfer solutions. Lloyd’s is already a leading provider of specialist insurance and reinsurance across Africa and we are looking forward to increasing our support to insurance markets in Africa.