About us
As an internationally acknowledged market of insurers, Lloyd’s of London has been a major force in the US insurance market for over a century. Throughout the long relationship, Lloyd’s underwriters have continuously provided American businesses with creative solutions for their risk management needs.
Underwriters at Lloyd’s are in the process of relinquishing their licenses in Illinois, Kentucky, and the US Virgin Islands in order to focus on their surplus lines business. Underwriters writing US surplus lines business are approved surplus lines insurers in all US states and territories. Lloyd’s is also a trusteed reinsurer in all 50 states.
If you’re an existing Lloyd's policyholder or have a question about purchasing insurance from Lloyd's, please contact your local insurance agent or broker licensed to conduct business in the relevant state.
Lloyd's in the United States
- 40% of Lloyd's global premiums are held by US customers.
- $47.7bn global gross premium written in 2018.
- $18.9bn gross premium from the the US in 2018.
- $102bn global claims paid in the last five years.
- Lloyd's is the largest surplus lines insurer in the US and the largest non-US domiciled reinsurer.
- All Lloyd's syndicates share market ratings of A (excellent) from A.M. Best, A+ (strong) from Standard & Poor's, and AA- (VERY strong) from Fitch Ratings.
Market Directory
Find a broker, coverholder or insurer
Crystal
Get quick and easy access to regulatory and taxation requirements in the US with the Crystal tool.
Market Intelligence
Analysis of US insurance industry, for the benefit of Lloyd’s managing agents, brokers and coverholders (MGAs) to help develop business internationally.
Tools and resources
Policyholders
Information for policyholders, including details on making claims and hurricane information.
Events
Proud to showcase the Lloyd’s market to the world. Throughout the year we host a range of global events for businesses in the Lloyd’s market.
Hurricane information
The Atlantic hurricane season can be a critical time for communities, businesses and governments in the Caribbean and heavily populated coastal states in the United States.
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