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Our market tools

Regulatory Tools​

Through a combination of licences, recognition in local legislation and ongoing regulatory engagement, Lloyd’s offers underwriters the tools needed to transact business overseas. We currently provide key regulatory information through three key tools: Risk Locator Tool (RLT), Crystal and Stamp Decision Tool (SDT). These tools are widely used and are vital in ensuring the market can write globally compliant business, protecting Lloyd’s international licences and the Lloyd’s brand.

Crystal+, our new three-in-one regulatory, tax and compliance tool, will be available soon. Crystal+ combines the three existing tools for regulatory information (Risk Location Tool, Crystal, and Stamp Decision Tool) into a single, intuitive platform.


Summary of Coverage​

Lloyd’s has introduced a local ‘summary of coverage’ document detailing local policy information specific to local territories which clients can use to evidence coverage.

This service is available in approximately 80 territories where Lloyd’s holds a direct license. The summary of coverage document is currently only available in English, with plans to expand to additional languages. It initially covers 15 lines of business and is accessible through the Market Support Centre portal, with a 24-hour response time for issuance.

Educational resources

Introducing Crystal+​

Regulatory Tools Training

Crystal IPT Content Verification Process​