Lloyd’s has an extensive footprint, with authorisations for both insurance and reinsurance business. Through our licences and trading rights, we are able to provide solutions for customers in over 200 territories.
Our international trading footprint
There are some differences between the authorisation types which are useful to know.
Insureds placing their multinational policies at Lloyd’s have access to:
- Insurance and reinsurance licences in 80 territories
- Reinsurance licences in 200 territories
- Ability to write cross-border reinsurance for most territories worldwide
View profiles for some of the countries where we offer coverageThe licensing network supports multinational placements
Lloyd’s ability to write insurance includes different types of licences; (Local requirements apply in each case, reflecting differences in countries’ rules)
- Authorised insurers – Risks located in EU / EEA and China may be written through Lloyd’s locally authorised insurance companies; Lloyd’s Europe (LIC) and Lloyd’s China (LICCL). Coverage is provided by a locally authorised insurance company established by Lloyd’s and benefitting from Lloyd’s financial strength
- Direct insurance licences – Cover may be provided either directly by Lloyd’s underwriters in London or through arrangements made to satisfy regulatory requirements regarding local policies e.g. Japan / Canada
- Reinsurance – Lloyd’s can provide reinsurance in most territories. Where Lloyd's does not have an insurance licence, cover could be provided through a locally authorised, third-party insurer and reinsured to Lloyd’s (as arranged by either brokers or managing agents and in line with any local regulatory requirements)