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What Lloyd’s insures

The Lloyd’s market has been at the forefront of its industry for more than 300 years, pioneering new forms of protection for a rapidly changing world

From start-ups to small and medium-sized enterprises, national governments and multinational corporations, our customers are the people driving the global economy. And they rely on the specialism, strength and security of the Lloyd’s market to help them protect what matters most. The Lloyd’s market has helped customers around the world withstand shock, recover and rebuild, and we are proud to continue that essential service today.

Built for an interconnected economy, Lloyd’s insures people, businesses and communities in more than 200 countries and territories. As Lloyd’s works to develop the insurance industry in new and emerging markets, that number will continue to grow.

Lloyd’s can develop tailor-made policies for every customer in every sector and covers more than 60 lines of insurance and reinsurance, including:

Accident & health / Agriculture & hail / Aviation / BBB / Crime / Cargo / Casualty / Contingency / Cyber / Difference in conditions / Directors & officers / Employers liability / Energy / Engineering / Extended warranty / Financial institutions / Fine art / Legal expenses / Livestock & bloodstock / Marine / Medical expenses / Medical malpractice / Motor / General liability / Nuclear / Pecuniary / Personal accident XL / Political risks, credit & financial guarantee / Power generation / Professional indemnity / Property / Space / Specie / Term life / Terrorism / Yacht

Read our case studies on just a few of the areas we cover

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Cyber risk

We bring together the expertise to deliver creative cyber risk solutions today for a more resilient tomorrow.
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Sharing economy risk

Helping platforms mitigate unique risks, while building trust to unlock future growth.
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Space risk

The Lloyd's market are developing innovative products to meet the needs of the NewSpace community.

How insurance works

Insurance is the main way for businesses and individuals to reduce the financial impact of a risk occurring.