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A Lloyd's colleague in the underwriting room

Lloyd’s in a day

Protecting what matters most

Every day, people, businesses and communities in over 200 countries and territories rely on the Lloyd’s market to protect what matters most. And every day, more than 50 leading insurance companies, over 380 registered brokers and a global network of over 3,900 coverholder office locations work together in the Lloyd’s market to do just that. 

Most of the business written at Lloyd’s is still conducted face-to-face in the world-famous Underwriting Room at our London Lime Street headquarters. Brokers place their clients’ risk with Lloyd’s specialist underwriters who evaluate, price and accept the risks. On any given working day, ‘The Room’ welcomes more than 5,000 people, sees more than £100m in premiums come into the market and sees more than £49.9m paid out in claims – that’s more than £34,620 in claims per minute. 

Much of the capital available at Lloyd’s is provided on a ‘subscription’ basis, where Lloyd’s underwriters join together as syndicates and where those syndicates then join together to underwrite risks and programmes. Collectively, Lloyd’s syndicates insure risks which total more than £35bn in insurance premiums each year. 

This collaboration, combined with the choice, flexibility and financial certainty of the market means Lloyd’s underwriters can anticipate and respond to new and emerging risks, and create the specialist products and policies our interconnected world demands. 

Lloyd’s in a day facts and figures


Countries and territories


Leading insurance companies


Registered brokers


Coverholder office locations


People in The Room


Premiums come in


Claims paid out


Claims per minute