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A Lloyd's colleague in the underwriting room

Lloyd’s in a day

Protecting what matters most

Every day, people, businesses and communities in over 200 countries and territories rely on the Lloyd’s market to protect what matters most. And every day, more than 50 leading insurance companies, over 350 registered brokers and a global network of over 4,000 coverholder office locations work together in the Lloyd’s market to do just that. 


Countries and territories


Leading insurance companies


Registered brokers


Coverholder office locations

Until 2020 most business written at Lloyd’s was conducted face-to-face in the world famous Underwriting Room at our London Lime Street headquarters. Since the global pandemic Lloyd’s has rapidly adapted to the challenge of remote and hybrid working, accelerating the adoption of digital collaboration. 

Brokers place clients’ risk with Lloyd’s specialist underwriters who evaluate, price and accept the risks. On any day, ‘The Room’ welcomes more than 5,000 people, sees more than £100m in premiums come into the market and more than £82.1m is paid out in claims – more than £57,031 in claims per minute.


People in The Room


Premiums come in


Claims paid out


Claims per minute

Much of the capital available at Lloyd’s is provided on a ‘subscription’ basis; Lloyd’s underwriters join together as syndicates and those syndicates then join together to underwrite risks and programmes. Collectively, Lloyd’s syndicates insure risks totalling +£35bn in insurance premiums each year. 

Collaboration, combined with the choice, flexibility and financial certainty of the market means Lloyd’s underwriters can anticipate and respond to new and emerging risks, creating the specialist products and policies our interconnected world demands.