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Stability and security

Financial strength

Financial security is crucial. It gives confidence to capital providers and peace of mind to policyholders. 


Lloyd’s strength and robust capitalisation is reflected in our ratings. Four of the world’s leading insurance rating agencies recognise Lloyd’s strengths and the financial strength of the market. 

Capital structure

Lloyd’s financial strength derives from its unique capital structure, often referred to as the ‘Chain of Security’. It provides excellent financial security to policyholders and capital efficiency for members.