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Stranger things

Some of the unusual risks we have written or been approached with.

When it comes to what people feel they need to insure, some things perhaps sit best in the ‘unbelievable truth’ section.

  • Forty members of a Derbyshire Whiskers Club insured their beards against fire and theft.
  • According to novelist and inventor Arthur C Clarke, director Stanley Kubrick wanted to take out insurance with Lloyd’s to protect himself against losses in the event that extra-terrestrial intelligence was discovered before his movie, ‘2001: A Space Odyssey’ was released. Lloyd’s refused.
  • A Householder‘s Comprehensive policy from 1914 covered damage caused by aeroplanes, airships, riots, strikes – and suffragists.
  • One policy was taken out by the owner of a presumably quite lively saloon against injuries his customers might afflict on others – a claim which led to fraud when a fight was staged and the claims money split between the combatants.
  • Amongst many others, Lloyd's myth has it that  60,000 people have taken out policies just in case they’re turned into a vampire or a werewolf. The Twilight series has a lot to answer for.