Skip to main content

Q3 Market Message

20 September 2024

Rachel Turk, Chief Underwriting Officer and Dawn Miller, Chief Commercial Officer and CEO Lloyd's Americas, opened our third quarterly market message of 2024, outlining current market conditions following Lloyd's best half-year results in 17 years. 

Watch the full recording and view the slides for the Q3 2024 Market Message presentation.

Disclaimer

This Presentation has been prepared by Lloyd’s (a) solely to provide information about Lloyd’s and the business of the Lloyd’s market and (b) for general information purposes only.

This Presentation is not an offering of securities or other financial products for sale or other investment. No recipient of this Presentation should construe the information contained herein or in any prior or subsequent communication as a recommendation that such recipient invest in securities or other financial products. The information contained in this Presentation is in summary form for convenience of presentation. It is not complete, and it should not be relied upon as such. Nothing contained herein should be relied upon as a promise or representation as to past or future performance. In addition, past performance is not necessarily indicative of future performance.

The Presentation is directed at, and is solely for the use of, persons with professional experience in investments (“professional investors”) and any security or financial product referred to in this Presentation is only available to professional investors. This Presentation is provided on the basis that, as a professional investor, you understand and accept the inherent limitations of this Presentation.

While care has been taken in the preparation of this Presentation, no representation or warranty, express or implied, is made or given on behalf of Lloyd’s or any other person or entity as to the accuracy, completeness or fairness of the information contained in this Presentation or any other material referred to herein. Lloyd’s accepts no responsibility or liability for any loss or damage of any kind occasioned to any person or entity as a result of acting or refraining from acting as a result of, or in reliance on, any statement, fact, figure or expression of opinion or belief contained in this Presentation. This Presentation does not constitute advice of any kind.

No money or other consideration is being solicited by reason of the delivery of this Presentation. Any indication of interest to participate in the Lloyd’s market or to invest in any participant in the Lloyd’s market in response to this Presentation involves no obligation or commitment of any kind.

United States

Certain of the statements included in this Presentation may constitute forward-looking statements within the meaning of the US Private Securities Litigation Reform Act of 1995. Words such as “expects,” “believes,” “anticipates,” “includes,” “plans,” “assumes,” “estimates,” “projects,” “intends,” “should,” “will,” “shall” or variations of such words are generally part of forward-looking statements. These forward-looking statements are not a guarantee of future performance and involve risks and uncertainties, and there are certain important factors that could cause actual results to differ, possibly materially, from expectations or estimates reflected in such forward-looking statements Forward-looking statements cannot be verified solely by reference to historical facts. Because they are based on assumptions about future events or circumstances, forward-looking statements can only illustrate hypothetical results given those assumptions. Assumptions may be based upon historical experience, but there is no assurance that future performance will be consistent with historical experience. Actual events or circumstances are unlikely to be consistent with, and may differ materially from, assumed events or circumstances (including historical experience).

In order to be eligible to receive and review this Presentation, you must be (a) a “qualified institutional buyer” within the meaning of Rule 144A under the US Securities Act of 1933, as amended (the “Securities Act”), (b) an “accredited investor” within the meaning given to such term in paragraph (1), (2), (3), (7), (8), (9), (12) or (13) of Rule 501(a) under the Securities Act that is also a “qualified purchaser” within the meaning of Section 3(c)(7) of the US Investment Company Act of 1940, as amended (the “Investment Company Act”), or (c) not a “U.S. person” within the meaning of Regulation S under the Securities Act.