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Welcome to Lloyd's in the UK

Our story in the UK

Lloyd’s has been providing insurance solutions in the UK for over 330 years. 

With a nationwide coverholder model and strong support from our broker distribution network, Lloyd’s underwriters are amongst the largest commercial insurers and reinsurers in the country. Our customers are the businesses and entrepreneurs who drive and serve the UK economy and they come to Lloyd’s to access the scale, diversity and financial strength of our specialist insurance and reinsurance market.

Lloyd’s provides tailored insurance and reinsurance solutions for a variety of UK risks including accident and health, aviation, construction, cyber threats, energy, event cancellation, general liability, marine, motor, political risks, professional indemnity, property, transport and weather protection. The depth of expertise and breadth of products sets the Lloyd’s market apart. Customers have access to the combined scale, expertise and capacity of an entire market, not just a single insurance company.

As our world is reshaped by economic, environmental, geopolitical and technological shifts, the variety of products offered and the responsiveness of the Lloyd’s market give UK businesses the confidence to move forward in the face of uncertainty.

Our work in the community

Lloyd’s is committed to improving lives and building resilience in the local community. Through the Lloyd’s Together programme we support local communities with projects that focus on education and employability, environment and sustainability, social welfare and health and disaster preparedness and relief.

In recent years Lloyd’s has worked with a number of UK charities including SSAFA (the armed forces charity), RedR (disaster relief), and Whizz-Kidz (a charity for disabled children).

The Lloyd’s market champions diversity and is leading the field in encouraging open, inclusive cultures across our industry. Originally launched in London in 2015 by a group of firms in the Lloyd’s Market acting through a Diversity & Inclusion strategy steering group, Inclusion@Lloyd’s, Dive In has grown far beyond its roots to include some of the world’s largest insurance companies, brokers, underwriters and associated service providers. Dive In promotes year-round best practice in diversity and inclusion with tools and advice that culminate in an annual three-day festival in September. Events are hosted in insurance firms of all types and sizes, all around the world.

Our solutions in the UK 

Lloyd’s underwriters are licensed to write non-life insurance and reinsurance throughout the UK and offer tailored solutions in over 60 lines of insurance and reinsurance.

  • Accident & Health
  • Agriculture & Hail
  • Aviation
  • BBB/Crime
  • Casuality
  • Contingency
  • Cyber
  • Difference in Conditions
  • Directors & Officers
  • Employers
  • Liability
  • Energy
  • Engineering
  • Extended Warranty
  • Financial Institutions
  • Fine Art
  • Lega Expenses
  • Livestock & Bloodstock
  • Marine
  • Medical Expenses
  • Medical Malpractice
  • Motor
  • General Liability
  • Nuclear
  • Pecuniary
  • Personal Accident XL
  • Political Risks, Credit & Financial Guarantee
  • Power Generation
  • Professional Indemnity
  • Property
  • Space
  • Specie
  • Term Life
  • Terrorism
  • Yacht

In recent years Lloyd’s has written in excess of £4bn annual gross premiums in the UK with the three largest classes of business being casualty, property and marine.


Get quick and easy access to regulatory and taxation requirements in the UK with the Crystal tool

Risk locator

Guidance on identifying the location of risk for regulatory and tax purposes

Lloyd's building

One Lime Street


EC3m 7HA