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Welcome to Lloyd's in South Africa

Our story in South Africa

Supporting the South African insurance industry for nearly 20 years.

With a nationwide coverholder model and strong support from our broker distribution network, Lloyd’s underwriters are amongst the largest commercial insurers and reinsurers in the country. Our customers are the businesses and entrepreneurs who drive and serve the South African economy and they come to Lloyd’s to access the scale, diversity and financial strength of our specialist insurance and reinsurance market.Lloyd’s provides tailored insurance and reinsurance solutions for a variety of risks including Property, Transportation, Marine, Aviation, Liability and Financial lines.The depth of expertise and breadth of products sets the Lloyd’s market apart. Customers have access to the combined scale, expertise and capacity of an entire market, not just a single insurance company.As our world is reshaped by economic, environmental, geopolitical and technological shifts, the breadth, depth and responsiveness of the Lloyd’s market gives South African businesses the confidence to move forward in the face of uncertainty.

Our work in the community

Lloyd’s is committed to improving lives and building resilience in the local community. Through the Lloyd’s Together program we support local communities with projects that focus on education and employability, environment and sustainability, social welfare and health and disaster preparedness and relief.

In South Africa, Lloyd’s aims to support our key stakeholders and distribution partners, through various thought leadership and sponsored events in association with key industry bodies.

The Lloyd’s market champions diversity and is leading the field in encouraging open, inclusive cultures across our industry.

Our Solutions

The South African market is the largest source of revenue for Lloyd's on the African continent.

View the percentage gross signed premium by Lloyd’s 10 classes of business in the infographic below.

Graph showing Lloyd's Key Lines of Business in South Africa 2023

Lloyd's Key Lines of Business in South Africa 2023

Local market

2017 Gross written premium: USD 9,343 m (Latest actual year)

Key growing classes are Property, Motor and Liability in the local market accounting to 84% of the total market.

Source: GlobalData based on Local regulators annual statistics.

  • Accident & Health
  • Agriculture & Hail
  • Aviation
  • BBB
  • Crime
  • Cargo
  • Casualty
  • Contingency
  • Cyber
  • Difference in Conditions
  • Directors & Officers
  • Employers Liability
  • Energy
  • Engineering
  • Extended Warranty
  • Financial Institutions
  • Fine Art
  • Legal Expenses
  • Livestock & Bloodstock
  • Marine
  • Medical Expenses
  • Medical Malpractice
  • Motor
  • General Liability
  • Nuclear
  • Pecuniary
  • Personal Accident XL
  • Political Risks, Credit & Financial Guarantee
  • Power Generation
  • Professional Indemnity
  • Property
  • Space
  • Specie
  • Term Life
  • Terrorism
  • Yacht

Tools and resources


Get quick and easy access to regulatory and taxation requirements in South Africa with the Crystal tool

Risk locator

Guidance on identifying the location of risk for regulatory and tax purposes

Frequently asked questions

View Lloyd's South Africa FAQ's.

Contact us

The Lloyd’s team in Johannesburg, South Africa plays an important role in the promotion and management of Lloyd’s brand as well as the regulatory and compliance requirements for Lloyd’s in the South African market.

Please note: The Lloyd's South African office does not underwrite, quote or issue insurance policies. If you have a question about your Lloyd’s policy, please contact your insurance broker.

Lloyd's South Africa (Pty) Ltd

15th Floor, The Forum

2 Maude Street

Sandton, 2146

South Africa

Boniface Chiwota

Manager: Market Development and Strategy, Africa

Mandisa Zwane

South African Special Risks Insurance Association (Sasria) Executive

+27 44 (0) 20 7327 7162
Fathima Shaik

Team Executive


Mercy Corps and Lloyd's

Find out how we are working with Mercy Corps to increase Agriculture Insurance in Africa.

Bringing Africa closer to Lloyd’s and Lloyd’s closer to Africa

Africa’s strong demographic profile and wealth of natural resources present huge opportunities for its economies. Infrastructure and commerce are growing rapidly but require good risk management and mitigation to build resilience for the future. The complex risks that growing economies face need innovative, flexible risk transfer solutions. Lloyd’s is already a leading provider of specialist insurance and reinsurance across Africa and we are looking forward to increasing our support to insurance markets in Africa.

Easvarie Naidoo

Lloyd’s Representative

+27 (11) 505 0003
Shevani Sookdeo

General Manager

+27 (11) 505 0004
Amit Khilosia

Regional Head, Africa

+44 (20) 73276367