Skip to main content

Placing risk

The diversity of our market sets Lloyd’s apart.


Customers have access to the combined scale, expertise and capacity of the entire market, not just a single reinsurance company.

Brokers identify the underwriters best placed to insure your risk. They have exclusive access to the most up-to-date information, informed insight and specialised tools that help them create specialised, well-priced solutions in response.

Because Lloyd’s is uniquely well-placed to consider even the most complex, high-risk exposures, the market has covered Arctic explorers, international aid organisations, satellite launches and taken on major global risks including cyber, terrorism and the consequences of climate change.

Of course, insurance cannot eliminate risk. But as our world is reshaped by economic, environmental, geopolitical, societal and technological shifts, the breadth, depth and responsiveness of the Lloyd’s market gives you the confidence to move forward in the face of uncertainty.

Class of business

Lloyd’s can develop tailor-made policies for every customer in every sector and covers more than 60 lines of insurance and reinsurance.

  • Accident & Health
  • Agriculture & Hail
  • Aviation
  • BBB/ Crime
  • Cargo
  • Casualty
  • Contingency
  • Cyber
  • Difference in Conditions
  • Direcctors & Officers
  • Employers Liability
  • Energy
  • Engineering
  • Extended Warranty
  • Funancial Institutions
  • Fine Art
  • Legal Expenses
  • Livestock &Bloodstock
  • Marine
  • Medical Expenses
  • Medical Malpractice
  • Motor
  • Generali Liability
  • Nuclear
  • Pecuniary
  • Personal Accident XL
  • Political Risks
  • Credit & Finnancial Guarantee
  • Power Generation
  • Professional Indemnity
  • Property
  • Space
  • Specie
  • Term Life
  • Terrorism
  • Yachy

Types of cover

What is reinsurance?

Reinsurance insures the insurance companies, enabling them to take on the complex and specialised risk they write for business and companies across the country. Lloyd's has been an authorised reinsurer in Colombia since 1999.

Who to contact for reinsurance

Onshore reinsurance can be provided by appointed managing agents’ delegates via the Lloyd’s Representative Office.

How to place a risk

Lloyd's brokers place risks in the Lloyd's market on behalf of clients. These brokers use their specialist knowledge to negotiate competitive terms and conditions for clients, seeking coverage from underwriters in the Lloyd’s market.

There are over 180 accredited firms of brokers working at Lloyd's, many of whom specialize in particular risk classes. Each Lloyd's broker is required to demonstrate an understanding of the Lloyd's market as part of Lloyd's assessment of its suitability to be accredited as a Lloyd's broker.