Underwriters at Lloyd’s have licenses in Illinois, Kentucky, and the US Virgin Islands and are approved surplus lines insurers in all US states and territories. Lloyd’s is also an accredited reinsurer in all 50 states.

Lloyd's in the United States

  • 41% of Lloyd's global premiums are held by US customers
  • Total premium in the US was $15bn
  • $2.2billion in total net claims paid for Superstorm Sandy
  • Lloyd's leads the way in the excess and surplus lines and reinsurance segments in the US:
    - 57% surplus lines
    - 35% reinsurance
    - 7% exempt
    - 1% licenses


Download the Lloyd's United States Brochure

If you’re an existing Lloyd's policyholder or have a question about purchasing insurance from Lloyd's, please contact your local insurance agent or broker licensed to conduct business in the relevant state.

Visit our FAQ page to find out more.