Welcome to Lloyd's

The world's specialist insurance market

lloyd's building background

About Us

Discover more about Lloyd’s including what we do and how we work. You can also explore our fascinating 325-year history and our award-winning building in the heart of London.

About us

The Market

This section is aimed at Lloyd's market practitioners such as brokers, managing agents, coverholders and agents. Access tools such as Crystal and Atlas or find the latest market bulletin.

The Market

News and Insight

Use this section to read the latest news, reports and risk insight from Lloyd's. Or take a look at our blog written by experts at Lloyd's.

News and insight

Latest from Lloyd's

Interim Results 2014

2014 interim resultsLloyd’s has announced a profit of £1.67bn for the six-month period ending 30 June 2014.


  • Lloyd’s reported a profit before tax of £1,667m (June 2013: £1,379m) and a combined ratio of 88.2% (June 2013: 86.9%).
  • Capital, reserves and subordinated loan notes stand at £20,719m (June 2013: £20,873m)
  • Lloyd’s financial strength rating was upgraded by Fitch Ratings to AA- (Very Strong), our A.M. Best rating remains A (Excellent) and our Standard & Poor’s rating remains at A+ (Strong). We are currently on positive outlook with A.M. Best and Standard & Poor's, and on stable outlook with Fitch.

Find out more about how the market performed

Read the Statement from the Chairman and Chief Executive

News & Opinion


Strategy 2014-2016Lloyd's has launched its new strategy for 2014-2016, setting out how it will work towards achieving Lloyd’s Vision 2025 goals.

Lloyd's Strategy 2014-2016

Find out more about Lloyd's Strategy


Annual results 2013

Annual Report 2013Lloyd’s has announced a profit before tax of £3,205m with a combined ratio of 86.8% for the year ending 31 December 2013.

Find out more about our 2013 Annual Report

Emerging risks

Browse our latest emerging risk reports.

Catastrophe modelling and Climate ChangeCatastrophe Modelling and Climate Change

The potential for climate change to drive changes in the severity and likelihood of extreme weather events could have implications for the accuracy of natural catastrophe models.

Download the climate change report


Autonomous vehiclesAutonomous Vehicles: Handing over Control: Risks and Opportunities in Insurance

This report examines the role of insurance in the development and adoption of this new technology

Download the autonomous vehicles report

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