History

In the 17th century, London's importance as a trade centre led to an increasing demand for ship and cargo insurance. Edward Lloyd's coffee house became recognised as the place for obtaining marine insurance and this is where the Lloyd’s that we know today began.

From those beginnings in a coffee house in 1688, Lloyd’s has been a pioneer in insurance and has grown over 300 years to become the world’s leading market for specialist insurance. On the following pages you can learn about Lloyd's unique and colourful past, from its early days in Edward Lloyd’s coffee house, to the historical events that changed the face of Lloyd's forever.

 

325 years of innovation

2013 marks the 325 anniversary of Lloyd's. Over the year we'll be adding information, pictures and facts from our archive which highlight our wealth of history, innovation and chart the growth of Lloyd's from a humble to coffee shop, to the world's leading specialist insurance market.

Read about our founder Edward Lloyd

Interactive timeline

Lloyd's interactive timeline Take a tour through history with our interactive timeline. From Lord Nelson’s victory at the Battle of Trafalgar  to the emergence of space satellite technology in the late 20th century, the story of Lloyd’s is both a long and an interesting one.

Visit the interactive timeline

Lloyd's and Nelson

The Nelson Collection brings together an amazing assortment of valuable silverware, letters and other memorabilia associated with Horatio Nelson, the hero of Trafalgar. It is displayed in the centre of the Lloyd’s underwriting room.

View the Nelson Collection

San Francisco earthquake 1906

San Francisco earthquakeAt 5.13 am on 18 April 1906, San Francisco - the seventh largest city in the US - shook, crumbled and burned to the ground. A massive earthquake, measuring 8.25 on the Richter scale, brought the city to its knees.

Find out about the earthquake's impact on the insurance industry

Titanic

Titanic, an artist's impressionThe sinking of the Titanic was a human disaster that caused widespread shock and outrage. It is also a story that remains strongly linked to the history of the Lloyd’s market, where the ship was insured for £1million.

Find out more about the Titanic

Cuthbert Heath

Cuthbert HeathCuthbert Heath is a very important figure in Lloyd’s history. He was a prominent and innovative Lloyd’s underwriter and is recognised as being the father of non-marine insurance.

Read more about why Heath was widely hailed as a visionary

Download

Lloyd's history

Lloyd's has a unique past, from its early days as a coffee house to historical events that changed the face of Lloyd's forever.

Royal visits to Lloyd's

King and Queen Open Lloyd's Building 

King George V and Queen Mary visit Lloyd's (1928)

A silent movie showing the monarchs visiting Lloyd's

 

The Queen Mother opens Lloyd's building (1957)

News reel of the Queen Mother and Princess Margaret visiting Lloyd's

Princess Margaret visiting the Lloyd's building 

Princess Margaret visits Lloyd's (1959)

News reel of the Princess visiting Lloyd's