Managing agent name S3 Market Example
Open YoA > 3 YoA? No
Status of data entry Completed
Direct validations cleared Yes
Indirect validations cleared Yes
Status time and date
Completed By :
Position :
Reporting years
Abbreviation Full Name Description
CurY Current Year
2025
<<<<<<< [Type the current reporting year]
ComY Comparative Year
2024
ComY-1 Comparative Year 2
2023
ComY-2 Comparative Year 3
2022
FX inputs
Current FY Prior FY
2025 UY 2024 UY 2023 UY Total 2024 UY 2023 UY 2022 UY Total
2025
2024
Description
Syndicate Presentational Currency
Annual average FX rate from functional to presentational
Closing FX rate from functional to presentational
# Classification: Unclassified
Source tab
Index
row
Index
column
Current year
value
Prior year
value
Target tab
Index
row
Index
column
Current year
value
Prior year
value
Current
year
result
Prior
year
result
Statement of profit and loss - Technical account
1
A
217,500
203,040
Analysis of underwriting results
14
A
217,500
203,040
Pass
Pass
Statement of profit and loss - Technical account
1
B
108,750
101,520
Analysis of underwriting results
14
G
108,750
101,520
Pass
Pass
Statement of profit and loss - Technical account
1
C
36,250
33,840
Analysis of underwriting results
14
M
36,250
33,840
Pass
Pass
Statement of profit and loss - Technical account
1
D
-
-
Analysis of underwriting results
14
S
-
-
Pass
Pass
Statement of profit and loss - Technical account
1
E
-
-
Analysis of underwriting results
14
Y
-
-
Pass
Pass
Statement of profit and loss - Technical account
1
F
-
-
Analysis of underwriting results
14
AE
-
-
Pass
Pass
Statement of profit and loss - Technical account
1
G
-
-
Analysis of underwriting results
14
AK
-
-
Pass
Pass
Statement of profit and loss - Technical account
1
H
362,500
338,400
Analysis of underwriting results
14
AQ
362,500.00
338,400.00
Pass
Pass
Statement of profit and loss - Technical account
22
A
(63,924)
(67,974)
Net operating expenses
7
A
63,924
67,974
Pass
Pass
Statement of profit and loss - Technical account
22
B
(31,962)
(33,987)
Net operating expenses
7
B
31,962
33,987
Pass
Pass
Statement of profit and loss - Technical account
22
C
(10,654)
(11,329)
Net operating expenses
7
C
10,654
11,329
Pass
Pass
Statement of profit and loss - Technical account
22
D
-
-
Net operating expenses
7
D
-
-
Pass
Pass
Statement of profit and loss - Technical account
22
E
-
-
Net operating expenses
7
E
-
-
Pass
Pass
Statement of profit and loss - Technical account
22
F
-
-
Net operating expenses
7
F
-
-
Pass
Pass
Statement of profit and loss - Technical account
22
G
-
-
Net operating expenses
7
G
-
-
Pass
Pass
Statement of profit and loss - Technical account
22
H
(106,540)
(113,290)
Net operating expenses
7
H
106,540
113,290
Pass
Pass
Statement of profit and loss - Non-Technical account
6
A
4,284
4,254
Investment return
22
A
4,284
4,254
Pass
Pass
Statement of profit and loss - Non-Technical account
6
B
2,142
2,127
Investment return
22
B
2,142
2,127
Pass
Pass
Statement of profit and loss - Non-Technical account
6
C
714
709
Investment return
22
C
714
709
Pass
Pass
Statement of profit and loss - Non-Technical account
6
D
-
-
Investment return
22
D
-
-
Pass
Pass
Statement of profit and loss - Non-Technical account
6
E
-
-
Investment return
22
E
-
-
Pass
Pass
Statement of profit and loss - Non-Technical account
6
F
-
-
Investment return
22
F
-
-
Pass
Pass
Statement of profit and loss - Non-Technical account
6
G
-
-
Investment return
22
G
-
-
Pass
Pass
Statement of profit and loss - Non-Technical account
6
H
7,140
7,090
Investment return
22
H
7,140
7,090
Pass
Pass
Statement of profit and loss - Non-Technical account
18
A
22,620
23,790
Statement of Change in members
2
A
22,620
23,790
Pass
Pass
Statement of profit and loss - Non-Technical account
18
B
11,310
11,895
Statement of Change in members
2
B
11,310
11,895
Pass
Pass
Statement of profit and loss - Non-Technical account
18
C
3,770.00
3,965
Statement of Change in members
2
C
3,770.00
3,965
Pass
Pass
Statement of profit and loss - Non-Technical account
18
D
-
-
Statement of Change in members
2
D
-
-
Pass
Pass
Statement of profit and loss - Non-Technical account
18
E
-
-
Statement of Change in members
2
E
-
-
Pass
Pass
Statement of profit and loss - Non-Technical account
18
F
-
-
Statement of Change in members
2
F
-
-
Pass
Pass
Statement of profit and loss - Non-Technical account
18
G
-
-
Statement of Change in members
2
G
-
-
Pass
Pass
Statement of profit and loss - Non-Technical account
18
H
37,700.00
39,650
Statement of Change in members
2
H
37,700.00
39,650
Pass
Pass
Balance Sheet - Liabilities
1
A
23,700
27,750
Statement of Change in members
9
A
23,700
27,750
Pass
Pass
Balance Sheet - Liabilities
1
B
11,850
13,875
Statement of Change in members
9
B
11,850
13,875
Pass
Pass
Balance Sheet - Liabilities
1
C
3,950
4,625
Statement of Change in members
9
C
3,950
4,625
Pass
Pass
Balance Sheet - Liabilities
1
D
-
-
Statement of Change in members
9
D
-
-
Pass
Pass
Balance Sheet - Liabilities
1
E
-
-
Statement of Change in members
9
E
-
-
Pass
Pass
Balance Sheet - Liabilities
1
F
-
-
Statement of Change in members
9
F
-
-
Pass
Pass
Balance Sheet - Liabilities
1
G
-
-
Statement of Change in members
9
G
-
-
Pass
Pass
Balance Sheet - Liabilities
1
H
39,500
46,250
Statement of Change in members
9
H
39,500
46,250
Pass
Pass
Balance Sheet - Assets
5
A
87,000
64,980
Financial Assets past due
10
E
87,000
64,980
Pass
Pass
Balance Sheet - Assets
5
B
43,500
32,490
Financial Assets past due
10
J
43,500
32,490
Pass
Pass
Balance Sheet - Assets
5
C
14,500
10,830
Financial Assets past due
10
O
14,500
10,830
Pass
Pass
Balance Sheet - Assets
5
D
-
-
Financial Assets past due
10
T
-
-
Pass
Pass
Balance Sheet - Assets
5
E
-
-
Financial Assets past due
10
Y
-
-
Pass
Pass
Balance Sheet - Assets
5
F
-
-
Financial Assets past due
10
AD
-
-
Pass
Pass
Balance Sheet - Assets
5
G
-
-
Financial Assets past due
10
AI
-
-
Pass
Pass
Balance Sheet - Assets
5
H
145,000
108,300
Financial Assets past due
10
AN
145,000
108,300
Pass
Pass
Balance Sheet - Assets
7
A
31,860
28,380
Financial Assets past due
11
E
31,860
28,380
Pass
Pass
Balance Sheet - Assets
7
B
15,930
14,190
Financial Assets past due
11
J
15,930
14,190
Pass
Pass
Balance Sheet - Assets
7
C
5,310
4,730
Financial Assets past due
11
O
5,310
4,730
Pass
Pass
Balance Sheet - Assets
7
D
-
-
Financial Assets past due
11
T
-
-
Pass
Pass
Balance Sheet - Assets
7
E
-
-
Financial Assets past due
11
Y
-
-
Pass
Pass
Balance Sheet - Assets
7
F
-
-
Financial Assets past due
11
AD
-
-
Pass
Pass
Balance Sheet - Assets
7
G
-
-
Financial Assets past due
11
AI
-
-
Pass
Pass
Balance Sheet - Assets
7
H
53,100
47,300
Financial Assets past due
11
AN
53,100
47,300
Pass
Pass
Balance Sheet - Assets
8
A
21,060
20,820
Financial Assets past due
12
E
21,060
20,820
Pass
Pass
Balance Sheet - Assets
8
B
10,530
10,410
Financial Assets past due
12
J
10,530
10,410
Pass
Pass
Balance Sheet - Assets
8
C
3,510
3,470
Financial Assets past due
12
O
3,510
3,470
Pass
Pass
Balance Sheet - Assets
8
D
-
-
Financial Assets past due
12
T
-
-
Pass
Pass
Balance Sheet - Assets
8
E
-
-
Financial Assets past due
12
Y
-
-
Pass
Pass
Balance Sheet - Assets
8
F
-
-
Financial Assets past due
12
AD
-
-
Pass
Pass
Balance Sheet - Assets
8
G
-
-
Financial Assets past due
12
AI
-
-
Pass
Pass
Balance Sheet - Assets
8
H
35,100
34,700
Financial Assets past due
12
AN
35,100
34,700
Pass
Pass
Balance Sheet - Assets
11
A
4,800
11,400
Financial Assets past due
14
E
4,800
11,400
Pass
Pass
Balance Sheet - Assets
11
B
2,400
5,700
Financial Assets past due
14
J
2,400
5,700
Pass
Pass
Balance Sheet - Assets
11
C
800
1,900
Financial Assets past due
14
O
800
1,900
Pass
Pass
Balance Sheet - Assets
11
D
-
-
Financial Assets past due
14
T
-
-
Pass
Pass
Balance Sheet - Assets
11
E
-
-
Financial Assets past due
14
Y
-
-
Pass
Pass
Balance Sheet - Assets
11
F
-
-
Financial Assets past due
14
AD
-
-
Pass
Pass
Balance Sheet - Assets
11
G
-
-
Financial Assets past due
14
AI
-
-
Pass
Pass
Balance Sheet - Assets
11
H
8,000
19,000
Financial Assets past due
14
AN
8,000
19,000
Pass
Pass
Direct validations
# Classification: Unclassified
Analysis of underwriting results 12 A 195,900 188,040 Geographical split of gross 5 A 195,900 188,040 Pass Pass
Analysis of underwriting results 12 G 97,950 94,020 Geographical split of gross 5 B 97,950 94,020 Pass Pass
Analysis of underwriting results 12 M 32,650 31,340 Geographical split of gross 5 C 32,650 31,340 Pass Pass
Analysis of underwriting results 12 S - - Geographical split of gross 5 D - - Pass Pass
Analysis of underwriting results 12 Y - - Geographical split of gross 5 E - - Pass Pass
Analysis of underwriting results 12 AE - - Geographical split of gross 5 F - - Pass Pass
Analysis of underwriting results 12 AK - - Geographical split of gross 5 G - - Pass Pass
Analysis of underwriting results 12 AQ 326,500 313,400 Geographical split of gross 5 H 326,500 313,400 Pass Pass
Exposure to credit risk 1 G 73,800 52,800 Financial Assets past due 1 E 73,800 52,800 Pass Pass
Exposure to credit risk 1 N 36,900 26,400 Financial Assets past due 1 J 36,900 26,400 Pass Pass
Exposure to credit risk 1 U 12,300 8,800 Financial Assets past due 1 O 12,300 8,800 Pass Pass
Exposure to credit risk 1 AB - - Financial Assets past due 1 T - - Pass Pass
Exposure to credit risk 1 AI - - Financial Assets past due 1 Y - - Pass Pass
Exposure to credit risk 1 AP - - Financial Assets past due 1 AD - - Pass Pass
Exposure to credit risk 1 AW - - Financial Assets past due 1 AI - - Pass Pass
Exposure to credit risk 1 AAD 123,000 88,000 Financial Assets past due 1 AN 123,000 88,000 Pass Pass
Exposure to credit risk 2 G 93,000 93,600 Financial Assets past due 2 E 93,000 93,600 Pass Pass
Exposure to credit risk 2 N 46,500 46,800 Financial Assets past due 2 J 46,500 46,800 Pass Pass
Exposure to credit risk 2 U 15,500 15,600 Financial Assets past due 2 O 15,500 15,600 Pass Pass
Exposure to credit risk 2 AB - - Financial Assets past due 2 T - - Pass Pass
Exposure to credit risk 2 AI - - Financial Assets past due 2 Y - - Pass Pass
Exposure to credit risk 2 AP - - Financial Assets past due 2 AD - - Pass Pass
Exposure to credit risk 2 AW - - Financial Assets past due 2 AI - - Pass Pass
Exposure to credit risk 2 AAD 155,000 156,000 Financial Assets past due 2 AN 155,000 156,000 Pass Pass
Exposure to credit risk 3 G - - Financial Assets past due 3 E - - Pass Pass
Exposure to credit risk 3 N - - Financial Assets past due 3 J - - Pass Pass
Exposure to credit risk 3 U - - Financial Assets past due 3 O - - Pass Pass
Exposure to credit risk 3 AB - - Financial Assets past due 3 T - - Pass Pass
Exposure to credit risk 3 AI - - Financial Assets past due 3 Y - - Pass Pass
Exposure to credit risk 3 AP - - Financial Assets past due 3 AD - - Pass Pass
Exposure to credit risk 3 AW - - Financial Assets past due 3 AI - - Pass Pass
Exposure to credit risk 3 AAD - - Financial Assets past due 3 AN - - Pass Pass
Exposure to credit risk 4 G - - Financial Assets past due 4 E - - Pass Pass
Exposure to credit risk 4 N - - Financial Assets past due 4 J - - Pass Pass
Exposure to credit risk 4 U - - Financial Assets past due 4 O - - Pass Pass
Exposure to credit risk 4 AB - - Financial Assets past due 4 T - - Pass Pass
Exposure to credit risk 4 AI - - Financial Assets past due 4 Y - - Pass Pass
Exposure to credit risk 4 AP - - Financial Assets past due 4 AD - - Pass Pass
Exposure to credit risk 4 AW - - Financial Assets past due 4 AI - - Pass Pass
Exposure to credit risk 4 AAD - - Financial Assets past due 4 AN - - Pass Pass
Exposure to credit risk 5 G 51,000 36,000 Financial Assets past due 5 E 51,000 36,000 Pass Pass
Exposure to credit risk 5 N 25,500 18,000 Financial Assets past due 5 J 25,500 18,000 Pass Pass
Exposure to credit risk 5 U 8,500 6,000 Financial Assets past due 5 O 8,500 6,000 Pass Pass
Exposure to credit risk 5 AB - - Financial Assets past due 5 T - - Pass Pass
Exposure to credit risk 5 AI - - Financial Assets past due 5 Y - - Pass Pass
Exposure to credit risk 5 AP - - Financial Assets past due 5 AD - - Pass Pass
Exposure to credit risk 5 AW - - Financial Assets past due 5 AI - - Pass Pass
Exposure to credit risk 5 AAD 85,000 60,000 Financial Assets past due 5 AN 85,000 60,000 Pass Pass
Exposure to credit risk 6 G 1,560 3,420 Financial Assets past due 6 E 1,560 3,420 Pass Pass
Exposure to credit risk 6 N 780 1,710 Financial Assets past due 6 J 780 1,710 Pass Pass
Exposure to credit risk 6 U 260 570 Financial Assets past due 6 O 260 570 Pass Pass
Exposure to credit risk 6 AB - - Financial Assets past due 6 T - - Pass Pass
Exposure to credit risk 6 AI - - Financial Assets past due 6 Y - - Pass Pass
Exposure to credit risk 6 AP - - Financial Assets past due 6 AD - - Pass Pass
Exposure to credit risk 6 AW - - Financial Assets past due 6 AI - - Pass Pass
Exposure to credit risk 6 AAD 2,600 5,700 Financial Assets past due 6 AN 2,600 5,700 Pass Pass
Exposure to credit risk 7 G - - Financial Assets past due 7 E - - Pass Pass
Exposure to credit risk 7 N - - Financial Assets past due 7 J - - Pass Pass
Exposure to credit risk 7 U - - Financial Assets past due 7 O - - Pass Pass
Exposure to credit risk 7 AB - - Financial Assets past due 7 T - - Pass Pass
Exposure to credit risk 7 AI - - Financial Assets past due 7 Y - - Pass Pass
Exposure to credit risk 7 AP - - Financial Assets past due 7 AD - - Pass Pass
Exposure to credit risk 7 AW - - Financial Assets past due 7 AI - - Pass Pass
Exposure to credit risk 7 AAD - - Financial Assets past due 7 AN - - Pass Pass
Exposure to credit risk 8 G 11,040 6,180 Financial Assets past due 8 E 11,040 6,180 Pass Pass
Exposure to credit risk 8 N 5,520 3,090 Financial Assets past due 8 J 5,520 3,090 Pass Pass
Exposure to credit risk 8 U 1,840 1,030 Financial Assets past due 8 O 1,840 1,030 Pass Pass
Exposure to credit risk 8 AB - - Financial Assets past due 8 T - - Pass Pass
Exposure to credit risk 8 AI - - Financial Assets past due 8 Y - - Pass Pass
Exposure to credit risk 8 AP - - Financial Assets past due 8 AD - - Pass Pass
Exposure to credit risk 8 AW - - Financial Assets past due 8 AI - - Pass Pass
Exposure to credit risk 8 AAD 18,400 10,300 Financial Assets past due 8 AN 18,400 10,300 Pass Pass
Exposure to credit risk 9 G 600 600 Financial Assets past due 9 E 600 600 Pass Pass
Exposure to credit risk 9 N 300 300 Financial Assets past due 9 J 300 300 Pass Pass
Exposure to credit risk 9 U 100 100 Financial Assets past due 9 O 100 100 Pass Pass
Exposure to credit risk 9 AB - - Financial Assets past due 9 T - - Pass Pass
Exposure to credit risk 9 AI - - Financial Assets past due 9 Y - - Pass Pass
Exposure to credit risk 9 AP - - Financial Assets past due 9 AD - - Pass Pass
Exposure to credit risk 9 AW - - Financial Assets past due 9 AI - - Pass Pass
Exposure to credit risk 9 AAD 1,000 1,000 Financial Assets past due 9 AN 1,000 1,000 Pass Pass
Exposure to credit risk 10 G 87,000 64,980 Financial Assets past due 10 E 87,000 64,980 Pass Pass
Exposure to credit risk 10 N 43,500 32,490 Financial Assets past due 10 J 43,500 32,490 Pass Pass
Exposure to credit risk 10 U 14,500 10,830 Financial Assets past due 10 O 14,500 10,830 Pass Pass
Exposure to credit risk 10 AB - - Financial Assets past due 10 T - - Pass Pass
Exposure to credit risk 10 AI - - Financial Assets past due 10 Y - - Pass Pass
Exposure to credit risk 10 AP - - Financial Assets past due 10 AD - - Pass Pass
Exposure to credit risk 10 AW - - Financial Assets past due 10 AI - - Pass Pass
Exposure to credit risk 10 AAD 145,000 108,300 Financial Assets past due 10 AN 145,000 108,300 Pass Pass
Exposure to credit risk 11 G 28,350 25,350 Financial Assets past due 11 A 28,350 25,350 Pass Pass
Exposure to credit risk 11 N 14,175 12,675 Financial Assets past due 11 F 14,175 12,675 Pass Pass
Exposure to credit risk 11 U 4,725 4,225 Financial Assets past due 11 K 4,725 4,225 Pass Pass
Exposure to credit risk 11 AB - - Financial Assets past due 11 P - - Pass Pass
Exposure to credit risk 11 AI - - Financial Assets past due 11 U - - Pass Pass
Exposure to credit risk 11 AP - - Financial Assets past due 11 Z - - Pass Pass
Exposure to credit risk 11 AW - - Financial Assets past due 11 AE - - Pass Pass
Exposure to credit risk 11 AAD 47,250 42,250 Financial Assets past due 11 AJ 47,250 42,250 Pass Pass
Exposure to credit risk 12 G 18,096 17,802 Financial Assets past due 12 A 18,096 17,802 Pass Pass
Exposure to credit risk 12 N 9,048 8,901 Financial Assets past due 12 F 9,048 8,901 Pass Pass
Exposure to credit risk 12 U 3,016 2,967 Financial Assets past due 12 K 3,016 2,967 Pass Pass
Exposure to credit risk 12 AB - - Financial Assets past due 12 P - - Pass Pass
Exposure to credit risk 12 AI - - Financial Assets past due 12 U - - Pass Pass
Exposure to credit risk 12 AP - - Financial Assets past due 12 Z - - Pass Pass
Exposure to credit risk 12 AW - - Financial Assets past due 12 AE - - Pass Pass
Exposure to credit risk 12 AAD 30,160 29,670 Financial Assets past due 12 AJ 30,160 29,670 Pass Pass
Exposure to credit risk 13 G 3,780 5,400 Financial Assets past due 13 A 3,780 5,400 Pass Pass
Exposure to credit risk 13 N 1,890 2,700 Financial Assets past due 13 F 1,890 2,700 Pass Pass
Exposure to credit risk 13 U 630 900 Financial Assets past due 13 K 630 900 Pass Pass
Exposure to credit risk 13 AB - - Financial Assets past due 13 P - - Pass Pass
Exposure to credit risk 13 AI - - Financial Assets past due 13 U - - Pass Pass
Exposure to credit risk 13 AP - - Financial Assets past due 13 Z - - Pass Pass
Exposure to credit risk 13 AW - - Financial Assets past due 13 AE - - Pass Pass
Exposure to credit risk 13 AAD 6,300 9,000 Financial Assets past due 13 AJ 6,300 9,000 Pass Pass
Exposure to credit risk 14 G 4,800 11,400 Financial Assets past due 14 A 4,800 11,400 Pass Pass
Exposure to credit risk 14 N 2,400 5,700 Financial Assets past due 14 F 2,400 5,700 Pass Pass
Exposure to credit risk 14 U 800 1,900 Financial Assets past due 14 K 800 1,900 Pass Pass
Exposure to credit risk 14 AB - - Financial Assets past due 14 P - - Pass Pass
Exposure to credit risk 14 AI - - Financial Assets past due 14 U - - Pass Pass
Exposure to credit risk 14 AP - - Financial Assets past due 14 Z - - Pass Pass
Exposure to credit risk 14 AW - - Financial Assets past due 14 AE - - Pass Pass
Exposure to credit risk 14 AAD 8,000 19,000 Financial Assets past due 14 AJ 8,000 19,000 Pass Pass
# Classification: Unclassified
Exposure to credit risk 15 G 373,026 317,532 Financial Assets past due 15 A 373,026 317,532 Pass Pass
Exposure to credit risk 15 N 186,513 158,766 Financial Assets past due 15 F 186,513 158,766 Pass Pass
Exposure to credit risk 15 U 62,171 52,922 Financial Assets past due 15 K 62,171 52,922 Pass Pass
Exposure to credit risk 15 AB - - Financial Assets past due 15 P - - Pass Pass
Exposure to credit risk 15 AI - - Financial Assets past due 15 U - - Pass Pass
Exposure to credit risk 15 AP - - Financial Assets past due 15 Z - - Pass Pass
Exposure to credit risk 15 AW - - Financial Assets past due 15 AE - - Pass Pass
Exposure to credit risk 15 AAD 621,710 529,220 Financial Assets past due 15 AJ 621,710 529,220 Pass Pass
Financial Assets past due 1 B - - Age analysis of past due but no imp 1 E - - Pass Pass
Financial Assets past due 1 G - - Age analysis of past due but no imp 1 J - - Pass Pass
Financial Assets past due 1 L - - Age analysis of past due but no imp 1 O - - Pass Pass
Financial Assets past due 1 Q - - Age analysis of past due but no imp 1 T - - Pass Pass
Financial Assets past due 1 V - - Age analysis of past due but no imp 1 Y - - Pass Pass
Financial Assets past due 1 AA - - Age analysis of past due but no imp 1 AD - - Pass Pass
Financial Assets past due 1 AF - - Age analysis of past due but no imp 1 AI - - Pass Pass
Financial Assets past due 1 AK - - Age analysis of past due but no imp 1 AN - - Pass Pass
Financial Assets past due 2 B - - Age analysis of past due but no imp 2 E - - Pass Pass
Financial Assets past due 2 G - - Age analysis of past due but no imp 2 J - - Pass Pass
Financial Assets past due 2 L - - Age analysis of past due but no imp 2 O - - Pass Pass
Financial Assets past due 2 Q - - Age analysis of past due but no imp 2 T - - Pass Pass
Financial Assets past due 2 V - - Age analysis of past due but no imp 2 Y - - Pass Pass
Financial Assets past due 2 AA - - Age analysis of past due but no imp 2 AD - - Pass Pass
Financial Assets past due 2 AF - - Age analysis of past due but no imp 2 AI - - Pass Pass
Financial Assets past due 2 AK - - Age analysis of past due but no imp 2 AN - - Pass Pass
Financial Assets past due 3 B - - Age analysis of past due but no imp 3 E - - Pass Pass
Financial Assets past due 3 G - - Age analysis of past due but no imp 3 J - - Pass Pass
Financial Assets past due 3 L - - Age analysis of past due but no imp 3 O - - Pass Pass
Financial Assets past due 3 Q - - Age analysis of past due but no imp 3 T - - Pass Pass
Financial Assets past due 3 V - - Age analysis of past due but no imp 3 Y - - Pass Pass
Financial Assets past due 3 AA - - Age analysis of past due but no imp 3 AD - - Pass Pass
Financial Assets past due 3 AF - - Age analysis of past due but no imp 3 AI - - Pass Pass
Financial Assets past due 3 AK - - Age analysis of past due but no imp 3 AN - - Pass Pass
Financial Assets past due 4 B - - Age analysis of past due but no imp 4 E - - Pass Pass
Financial Assets past due 4 G - - Age analysis of past due but no imp 4 J - - Pass Pass
Financial Assets past due 4 L - - Age analysis of past due but no imp 4 O - - Pass Pass
Financial Assets past due 4 Q - - Age analysis of past due but no imp 4 T - - Pass Pass
Financial Assets past due 4 V - - Age analysis of past due but no imp 4 Y - - Pass Pass
Financial Assets past due 4 AA - - Age analysis of past due but no imp 4 AD - - Pass Pass
Financial Assets past due 4 AF - - Age analysis of past due but no imp 4 AI - - Pass Pass
Financial Assets past due 4 AK - - Age analysis of past due but no imp 4 AN - - Pass Pass
Financial Assets past due 5 B - - Age analysis of past due but no imp 5 E - - Pass Pass
Financial Assets past due 5 G - - Age analysis of past due but no imp 5 J - - Pass Pass
Financial Assets past due 5 L - - Age analysis of past due but no imp 5 O - - Pass Pass
Financial Assets past due 5 Q - - Age analysis of past due but no imp 5 T - - Pass Pass
Financial Assets past due 5 V - - Age analysis of past due but no imp 5 Y - - Pass Pass
Financial Assets past due 5 AA - - Age analysis of past due but no imp 5 AD - - Pass Pass
Financial Assets past due 5 AF - - Age analysis of past due but no imp 5 AI - - Pass Pass
Financial Assets past due 5 AK - - Age analysis of past due but no imp 5 AN - - Pass Pass
Financial Assets past due 6 B - - Age analysis of past due but no imp 6 E - - Pass Pass
Financial Assets past due 6 G - - Age analysis of past due but no imp 6 J - - Pass Pass
Financial Assets past due 6 L - - Age analysis of past due but no imp 6 O - - Pass Pass
Financial Assets past due 6 Q - - Age analysis of past due but no imp 6 T - - Pass Pass
Financial Assets past due 6 V - - Age analysis of past due but no imp 6 Y - - Pass Pass
Financial Assets past due 6 AA - - Age analysis of past due but no imp 6 AD - - Pass Pass
Financial Assets past due 6 AF - - Age analysis of past due but no imp 6 AI - - Pass Pass
Financial Assets past due 6 AK - - Age analysis of past due but no imp 6 AN - - Pass Pass
Financial Assets past due 8 B - - Age analysis of past due but no imp 7 E - - Pass Pass
Financial Assets past due 8 G - - Age analysis of past due but no imp 7 J - - Pass Pass
Financial Assets past due 8 L - - Age analysis of past due but no imp 7 O - - Pass Pass
Financial Assets past due 8 Q - - Age analysis of past due but no imp 7 T - - Pass Pass
Financial Assets past due 8 V - - Age analysis of past due but no imp 7 Y - - Pass Pass
Financial Assets past due 8 AA - - Age analysis of past due but no imp 7 AD - - Pass Pass
Financial Assets past due 8 AF - - Age analysis of past due but no imp 7 AI - - Pass Pass
Financial Assets past due 8 AK - - Age analysis of past due but no imp 7 AN - - Pass Pass
Financial Assets past due 9 B - - Age analysis of past due but no imp 9 E - - Pass Pass
Financial Assets past due 9 G - - Age analysis of past due but no imp 9 J - - Pass Pass
Financial Assets past due 9 L - - Age analysis of past due but no imp 9 O - - Pass Pass
Financial Assets past due 9 Q - - Age analysis of past due but no imp 9 T - - Pass Pass
Financial Assets past due 9 V - - Age analysis of past due but no imp 9 Y - - Pass Pass
Financial Assets past due 9 AA - - Age analysis of past due but no imp 9 AD - - Pass Pass
Financial Assets past due 9 AF - - Age analysis of past due but no imp 9 AI - - Pass Pass
Financial Assets past due 9 AK - - Age analysis of past due but no imp 9 AN - - Pass Pass
Financial Assets past due 10 B - - Age analysis of past due but no imp 10 E - - Pass Pass
Financial Assets past due 10 G - - Age analysis of past due but no imp 10 J - - Pass Pass
Financial Assets past due 10 L - - Age analysis of past due but no imp 10 O - - Pass Pass
Financial Assets past due 10 Q - - Age analysis of past due but no imp 10 T - - Pass Pass
Financial Assets past due 10 V - - Age analysis of past due but no imp 10 Y - - Pass Pass
Financial Assets past due 10 AA - - Age analysis of past due but no imp 10 AD - - Pass Pass
Financial Assets past due 10 AF - - Age analysis of past due but no imp 10 AI - - Pass Pass
Financial Assets past due 10 AK - - Age analysis of past due but no imp 10 AN - - Pass Pass
Financial Assets past due 11 B 3,366 2,892 Age analysis of past due but no imp 11 E 3,366 2,892 Pass Pass
Financial Assets past due 11 G 1,683 1,446 Age analysis of past due but no imp 11 J 1,683 1,446 Pass Pass
Financial Assets past due 11 L 561 482 Age analysis of past due but no imp 11 O 561 482 Pass Pass
Financial Assets past due 11 Q - - Age analysis of past due but no imp 11 T - - Pass Pass
Financial Assets past due 11 V - - Age analysis of past due but no imp 11 Y - - Pass Pass
Financial Assets past due 11 AA - - Age analysis of past due but no imp 11 AD - - Pass Pass
Financial Assets past due 11 AF - - Age analysis of past due but no imp 11 AI - - Pass Pass
Financial Assets past due 11 AK 5,610 4,820 Age analysis of past due but no imp 11 AN 5,610 4,820 Pass Pass
Financial Assets past due 12 B 2,856 2,868 Age analysis of past due but no imp 12 E 2,856 2,868 Pass Pass
Financial Assets past due 12 G 1,428 1,434 Age analysis of past due but no imp 12 J 1,428 1,434 Pass Pass
Financial Assets past due 12 L 476 478 Age analysis of past due but no imp 12 O 476 478 Pass Pass
Financial Assets past due 12 Q - - Age analysis of past due but no imp 12 T - - Pass Pass
Financial Assets past due 12 V - - Age analysis of past due but no imp 12 Y - - Pass Pass
Financial Assets past due 12 AA - - Age analysis of past due but no imp 12 AD - - Pass Pass
Financial Assets past due 12 AF - - Age analysis of past due but no imp 12 AI - - Pass Pass
Financial Assets past due 12 AK 4,760 4,780 Age analysis of past due but no imp 12 AN 4,760 4,780 Pass Pass
Financial Assets past due 13 B - - Age analysis of past due but no imp 13 E - - Pass Pass
Financial Assets past due 13 G - - Age analysis of past due but no imp 13 J - - Pass Pass
Financial Assets past due 13 L - - Age analysis of past due but no imp 13 O - - Pass Pass
Financial Assets past due 13 Q - - Age analysis of past due but no imp 13 T - - Pass Pass
Financial Assets past due 13 V - - Age analysis of past due but no imp 13 Y - - Pass Pass
Financial Assets past due 13 AA - - Age analysis of past due but no imp 13 AD - - Pass Pass
Financial Assets past due 13 AF - - Age analysis of past due but no imp 13 AI - - Pass Pass
Financial Assets past due 13 AK - - Age analysis of past due but no imp 13 AN - - Pass Pass
Financial Assets past due 14 B - - Age analysis of past due but no imp 14 E - - Pass Pass
Financial Assets past due 14 G - - Age analysis of past due but no imp 14 J - - Pass Pass
Financial Assets past due 14 L - - Age analysis of past due but no imp 14 O - - Pass Pass
Financial Assets past due 14 Q - - Age analysis of past due but no imp 14 T - - Pass Pass
Financial Assets past due 14 V - - Age analysis of past due but no imp 14 Y - - Pass Pass
Financial Assets past due 14 AA - - Age analysis of past due but no imp 14 AD - - Pass Pass
Financial Assets past due 14 AF - - Age analysis of past due but no imp 14 AI - - Pass Pass
Financial Assets past due 14 AK - - Age analysis of past due but no imp 14 AN - - Pass Pass
Financial Assets past due 15 B 6,222 5,760 Age analysis of past due but no imp 15 E 6,222 5,760 Pass Pass
Financial Assets past due 15 G 3,111 2,880 Age analysis of past due but no imp 15 J 3,111 2,880 Pass Pass
Financial Assets past due 15 L 1,037 960 Age analysis of past due but no imp 15 O 1,037 960 Pass Pass
Financial Assets past due 15 Q - - Age analysis of past due but no imp 15 T - - Pass Pass
Financial Assets past due 15 V - - Age analysis of past due but no imp 15 Y - - Pass Pass
Financial Assets past due 15 AA - - Age analysis of past due but no imp 15 AD - - Pass Pass
Financial Assets past due 15 AF - - Age analysis of past due but no imp 15 AI - - Pass Pass
Financial Assets past due 15 AK 10,370 9,600 Age analysis of past due but no imp 15 AN 10,370 9,600 Pass Pass
# Classification: Unclassified
Balance Sheet - Assets
16
A
409,890
348,090
Currency risk
6
H
409,890.00
348,090
Pass
Pass
Balance Sheet - Assets
16
B
204,945
174,045
Currency risk
6
P
204,945
174,045
Pass
Pass
Balance Sheet - Assets
16
C
68,315
58,015
Currency risk
6
X
68,315
58,015
Pass
Pass
Balance Sheet - Assets
16
D
-
-
Currency risk
6
AF
-
-
Pass
Pass
Balance Sheet - Assets
16
E
-
-
Currency risk
6
AN
-
-
Pass
Pass
Balance Sheet - Assets
16
F
-
-
Currency risk
6
AV
-
-
Pass
Pass
Balance Sheet - Assets
16
G
-
-
Currency risk
6
BD
-
-
Pass
Pass
Balance Sheet - Assets
16
H
683,150
580,150
Currency risk
6
BL
683,150
580,150
Pass
Pass
Balance Sheet - Liabilities
14
A
386,190
320,340
Currency risk
12
H
(386,190)
(320,340)
Pass
Pass
Balance Sheet - Liabilities
14
B
193,095
160,170
Currency risk
12
P
(193,095)
(160,170)
Pass
Pass
Balance Sheet - Liabilities
14
C
64,365
53,390
Currency risk
12
X
(64,365)
(53,390)
Pass
Pass
Balance Sheet - Liabilities
14
D
-
-
Currency risk
12
AF
-
-
Pass
Pass
Balance Sheet - Liabilities
14
E
-
-
Currency risk
12
AN
-
-
Pass
Pass
Balance Sheet - Liabilities
14
F
-
-
Currency risk
12
AV
-
-
Pass
Pass
Balance Sheet - Liabilities
14
G
-
-
Currency risk
12
BD
-
-
Pass
Pass
Balance Sheet - Liabilities
14
H
643,650
533,900
Currency risk
12
BL
(643,650)
(533,900)
Pass
Pass
Balance Sheet - Liabilities
7
A
-
-
Currency risk
8
H
-
-
Pass
Pass
Balance Sheet - Liabilities
7
B
-
-
Currency risk
8
P
-
-
Pass
Pass
Balance Sheet - Liabilities
7
C
-
-
Currency risk
8
X
-
-
Pass
Pass
Balance Sheet - Liabilities
7
D
-
-
Currency risk
8
AF
-
-
Pass
Pass
Balance Sheet - Liabilities
7
E
-
-
Currency risk
8
AN
-
-
Pass
Pass
Balance Sheet - Liabilities
7
F
-
-
Currency risk
8
AV
-
-
Pass
Pass
Balance Sheet - Liabilities
7
G
-
-
Currency risk
8
BD
-
-
Pass
Pass
Balance Sheet - Liabilities
7
H
-
-
Currency risk
8
BL
-
-
Pass
Pass
Balance Sheet - Liabilities
8
A
300
900
Currency risk
9
H
(300)
(900)
Pass
Pass
Balance Sheet - Liabilities
8
B
150
450
Currency risk
9
P
(150)
(450)
Pass
Pass
Balance Sheet - Liabilities
8
C
50
150
Currency risk
9
X
(50)
(150)
Pass
Pass
Balance Sheet - Liabilities
8
D
-
-
Currency risk
9
AF
-
-
Pass
Pass
Balance Sheet - Liabilities
8
E
-
-
Currency risk
9
AN
-
-
Pass
Pass
Balance Sheet - Liabilities
8
F
-
-
Currency risk
9
AV
-
-
Pass
Pass
Balance Sheet - Liabilities
8
G
-
-
Currency risk
9
BD
-
-
Pass
Pass
Balance Sheet - Liabilities
8
H
500
1,500
Currency risk
9
BL
(500)
(1,500)
Pass
Pass
Balance Sheet - Liabilities
13
A
300
960
Currency risk
11
H
(300)
(960)
Pass
Pass
Balance Sheet - Liabilities
13
B
150
480
Currency risk
11
P
(150)
(480)
Pass
Pass
Balance Sheet - Liabilities
13
C
50
160
Currency risk
11
X
(50)
(160)
Pass
Pass
Balance Sheet - Liabilities
13
D
-
-
Currency risk
11
AF
-
-
Pass
Pass
Balance Sheet - Liabilities
13
E
-
-
Currency risk
11
AN
-
-
Pass
Pass
Balance Sheet - Liabilities
13
F
-
-
Currency risk
11
AV
-
-
Pass
Pass
Balance Sheet - Liabilities
13
G
-
-
Currency risk
11
BD
-
-
Pass
Pass
Balance Sheet - Liabilities
13
H
500
1,600
Currency risk
11
BL
(500)
(1,600)
Pass
Pass
Financial Investments (FI) 1 A 73,800 52,800 Assets by FV hierarchy class 1 E 73,800 52,800 Pass Pass
Financial Investments (FI) 1 C 36,900 26,400 Assets by FV hierarchy class 1 J 36,900 26,400 Pass Pass
Financial Investments (FI) 1 E 12,300 8,800 Assets by FV hierarchy class 1 O 12,300 8,800 Pass Pass
Financial Investments (FI) 1 G - - Assets by FV hierarchy class 1 T - - Pass Pass
Financial Investments (FI) 1 I - - Assets by FV hierarchy class 1 Y - - Pass Pass
Financial Investments (FI) 1 K - - Assets by FV hierarchy class 1 AD - - Pass Pass
Financial Investments (FI) 1 M - - Assets by FV hierarchy class 1 AI - - Pass Pass
Financial Investments (FI) 1 O 123,000 88,000 Assets by FV hierarchy class 1 AN 123,000 88,000 Pass Pass
Financial Investments (FI) 2 A 93,000 93,600 Assets by FV hierarchy class 2 E 93,000 93,600 Pass Pass
Financial Investments (FI) 2 C 46,500 46,800 Assets by FV hierarchy class 2 J 46,500 46,800 Pass Pass
Financial Investments (FI) 2 E 15,500 15,600 Assets by FV hierarchy class 2 O 15,500 15,600 Pass Pass
Financial Investments (FI) 2 G - - Assets by FV hierarchy class 2 T - - Pass Pass
Financial Investments (FI) 2 I - - Assets by FV hierarchy class 2 Y - - Pass Pass
Financial Investments (FI) 2 K - - Assets by FV hierarchy class 2 AD - - Pass Pass
Financial Investments (FI) 2 M - - Assets by FV hierarchy class 2 AI - - Pass Pass
Financial Investments (FI) 2 O 155,000 156,000 Assets by FV hierarchy class 2 AN 155,000 156,000 Pass Pass
Financial Investments (FI) 3 A - - Assets by FV hierarchy class 3 E - - Pass Pass
Financial Investments (FI) 3 C - - Assets by FV hierarchy class 3 J - - Pass Pass
Financial Investments (FI) 3 E - - Assets by FV hierarchy class 3 O - - Pass Pass
Financial Investments (FI) 3 G - - Assets by FV hierarchy class 3 T - - Pass Pass
Financial Investments (FI) 3 I - - Assets by FV hierarchy class 3 Y - - Pass Pass
Financial Investments (FI) 3 K - - Assets by FV hierarchy class 3 AD - - Pass Pass
Financial Investments (FI) 3 M - - Assets by FV hierarchy class 3 AI - - Pass Pass
Financial Investments (FI) 3 O - - Assets by FV hierarchy class 3 AN - - Pass Pass
Financial Investments (FI) 4 A - - Assets by FV hierarchy class 4 E - - Pass Pass
Financial Investments (FI) 4 C - - Assets by FV hierarchy class 4 J - - Pass Pass
Financial Investments (FI) 4 E - - Assets by FV hierarchy class 4 O - - Pass Pass
Financial Investments (FI) 4 G - - Assets by FV hierarchy class 4 T - - Pass Pass
Financial Investments (FI) 4 I - - Assets by FV hierarchy class 4 Y - - Pass Pass
Financial Investments (FI) 4 K - - Assets by FV hierarchy class 4 AD - - Pass Pass
Financial Investments (FI) 4 M - - Assets by FV hierarchy class 4 AI - - Pass Pass
Financial Investments (FI) 4 O - - Assets by FV hierarchy class 4 AN - - Pass Pass
Financial Investments (FI) 5 A 51,000 36,000 Assets by FV hierarchy class 5 E 51,000 36,000 Pass Pass
Financial Investments (FI) 5 C 25,500 18,000 Assets by FV hierarchy class 5 J 25,500 18,000 Pass Pass
Financial Investments (FI) 5 E 8,500 6,000 Assets by FV hierarchy class 5 O 8,500 6,000 Pass Pass
Financial Investments (FI) 5 G - - Assets by FV hierarchy class 5 T - - Pass Pass
Financial Investments (FI) 5 I - - Assets by FV hierarchy class 5 Y - - Pass Pass
Financial Investments (FI) 5 K - - Assets by FV hierarchy class 5 AD - - Pass Pass
Financial Investments (FI) 5 M - - Assets by FV hierarchy class 5 AI - - Pass Pass
Financial Investments (FI) 5 O 85,000 60,000 Assets by FV hierarchy class 5 AN 85,000 60,000 Pass Pass
Financial Investments (FI) 6 A 1,560 3,420 Assets by FV hierarchy class 6 E 1,560 3,420 Pass Pass
Financial Investments (FI) 6 C 780 1,710 Assets by FV hierarchy class 6 J 780 1,710 Pass Pass
Financial Investments (FI) 6 E 260 570 Assets by FV hierarchy class 6 O 260 570 Pass Pass
Financial Investments (FI) 6 G - - Assets by FV hierarchy class 6 T - - Pass Pass
Financial Investments (FI) 6 I - - Assets by FV hierarchy class 6 Y - - Pass Pass
Financial Investments (FI) 6 K - - Assets by FV hierarchy class 6 AD - - Pass Pass
Financial Investments (FI) 6 M - - Assets by FV hierarchy class 6 AI - - Pass Pass
Financial Investments (FI) 6 O 2,600 5,700 Assets by FV hierarchy class 6 AN 2,600 5,700 Pass Pass
Financial Investments (FI) 7 A - - Assets by FV hierarchy class 7 E - - Pass Pass
Financial Investments (FI) 7 C - - Assets by FV hierarchy class 7 J - - Pass Pass
Financial Investments (FI) 7 E - - Assets by FV hierarchy class 7 O - - Pass Pass
Financial Investments (FI) 7 G - - Assets by FV hierarchy class 7 T - - Pass Pass
Financial Investments (FI) 7 I - - Assets by FV hierarchy class 7 Y - - Pass Pass
Financial Investments (FI) 7 K - - Assets by FV hierarchy class 7 AD - - Pass Pass
Financial Investments (FI) 7 M - - Assets by FV hierarchy class 7 AI - - Pass Pass
Financial Investments (FI) 7 O - - Assets by FV hierarchy class 7 AN - - Pass Pass
Financial Investments (FI) 8 A 11,040 6,180 Assets by FV hierarchy class 8 E 11,040 6,180 Pass Pass
Financial Investments (FI) 8 C 5,520 3,090 Assets by FV hierarchy class 8 J 5,520 3,090 Pass Pass
Financial Investments (FI) 8 E 1,840 1,030 Assets by FV hierarchy class 8 O 1,840 1,030 Pass Pass
Financial Investments (FI) 8 G - - Assets by FV hierarchy class 8 T - - Pass Pass
Financial Investments (FI) 8 I - - Assets by FV hierarchy class 8 Y - - Pass Pass
Financial Investments (FI) 8 K - - Assets by FV hierarchy class 8 AD - - Pass Pass
Financial Investments (FI) 8 M - - Assets by FV hierarchy class 8 AI - - Pass Pass
Financial Investments (FI) 8 O 18,400 10,300 Assets by FV hierarchy class 8 AN 18,400 10,300 Pass Pass
Financial Investments (FI) 9 A 230,400 192,000 Assets by FV hierarchy class 9 E 230,400 192,000 Pass Pass
Financial Investments (FI) 9 C 115,200 96,000 Assets by FV hierarchy class 9 J 115,200 96,000 Pass Pass
Financial Investments (FI) 9 E 38,400 32,000 Assets by FV hierarchy class 9 O 38,400 32,000 Pass Pass
Financial Investments (FI) 9 G - - Assets by FV hierarchy class 9 T - - Pass Pass
Financial Investments (FI) 9 I - - Assets by FV hierarchy class 9 Y - - Pass Pass
Financial Investments (FI) 9 K - - Assets by FV hierarchy class 9 AD - - Pass Pass
Financial Investments (FI) 9 M - - Assets by FV hierarchy class 9 AI - - Pass Pass
Financial Investments (FI) 9 O 384,000 320,000 Assets by FV hierarchy class 9 AN 384,000 320,000 Pass Pass
Balance Sheet - Assets
1
A
230,400
192,000
Financial Investments (FI)
9
A
230,400
192,000
Pass
Pass
Balance Sheet - Assets
1
B
115,200
96,000
Financial Investments (FI)
9
C
115,200
96,000
Pass
Pass
Balance Sheet - Assets
1
C
38,400
32,000
Financial Investments (FI)
9
E
38,400
32,000
Pass
Pass
Balance Sheet - Assets
1
D
-
-
Financial Investments (FI)
9
G
-
-
Pass
Pass
Balance Sheet - Assets
1
E
-
-
Financial Investments (FI)
9
I
-
-
Pass
Pass
Balance Sheet - Assets
1
F
-
-
Financial Investments (FI)
9
K
-
-
Pass
Pass
Balance Sheet - Assets
1
G
-
-
Financial Investments (FI)
9
M
-
-
Pass
Pass
Balance Sheet - Assets
1
H
384,000
320,000
Financial Investments (FI)
9
O
384,000
320,000
Pass
Pass
# Classification: Unclassified
Source tab
Index
row
Index
colum
n
Current year
value
Prior year
value
Target tab
Index
row
Index
colum
n
Current year
value
Prior year
value
Current
year
result
Prior
year
result
Statement of profit and loss - Technical account
1
A
217,500
203,040
Statement of profit and loss - Technical account
4
A
(15,000)
27,000
202,500 230,040
Analysis of underwriting results
14 B 202,500 230,040 Pass Pass
Statement of profit and loss - Technical account
1
B
108,750
101,520
Statement of profit and loss - Technical account
4
B
(7,500)
13,500
101,250 115,020
Analysis of underwriting results
14 H 101,250 115,020 Pass Pass
Statement of profit and loss - Technical account
1
C
36,250
33,840
Statement of profit and loss - Technical account
4
C
(2,500)
4,500
33,750 38,340
Analysis of underwriting results
14 N 33,750 38,340 Pass Pass
Statement of profit and loss - Technical account
1
D
-
-
Statement of profit and loss - Technical account
4
D
-
-
- -
Analysis of underwriting results
14 T - - Pass Pass
Statement of profit and loss - Technical account
1
E
-
-
Statement of profit and loss - Technical account
4
E
-
-
- -
Analysis of underwriting results
14 Z - - Pass Pass
Statement of profit and loss - Technical account
1
F
-
-
Statement of profit and loss - Technical account
4
F
-
-
- -
Analysis of underwriting results
14 AF - - Pass Pass
Statement of profit and loss - Technical account
1
G
-
-
Statement of profit and loss - Technical account
4
G
-
-
- -
Analysis of underwriting results
14 AL - - Pass Pass
Statement of profit and loss - Technical account
1
H
362,500
338,400
Statement of profit and loss - Technical account
4
H
(25,000)
45,000
337,500 383,400
Analysis of underwriting results
14 AR 337,500 383,400 Pass Pass
Statement of profit and loss - Technical account
10
A
(72,000)
(88,200)
Statement of profit and loss - Technical account
13
A
(39,780)
(38,100)
(111,780) (126,300)
Analysis of underwriting results
14 C (111,780) (126,300) Pass Pass
Statement of profit and loss - Technical account
10
B
(36,000)
(44,100)
Statement of profit and loss - Technical account
13
B
(19,890)
(19,050)
(55,890) (63,150)
Analysis of underwriting results
14 I (55,890) (63,150) Pass Pass
Statement of profit and loss - Technical account
10
C
(12,000)
(14,700)
Statement of profit and loss - Technical account
13
C
(6,630)
(6,350)
(18,630) (21,050)
Analysis of underwriting results
14 O (18,630) (21,050) Pass Pass
Statement of profit and loss - Technical account
10
D
-
-
Statement of profit and loss - Technical account
13
D
-
-
- -
Analysis of underwriting results
14 U - - Pass Pass
Statement of profit and loss - Technical account
10
E
-
-
Statement of profit and loss - Technical account
13
E
-
-
- -
Analysis of underwriting results
14 AA - - Pass Pass
Statement of profit and loss - Technical account
10
F
-
-
Statement of profit and loss - Technical account
13
F
-
-
- -
Analysis of underwriting results
14 AG - - Pass Pass
Statement of profit and loss - Technical account
10
G
-
-
Statement of profit and loss - Technical account
13
G
-
-
- -
Analysis of underwriting results
14 AM - - Pass Pass
Statement of profit and loss - Technical account
10
H
(120,000)
(147,000)
Statement of profit and loss - Technical account
13
H
(66,300)
(63,500)
(186,300) (210,500)
Analysis of underwriting results
14 AS (186,300) (210,500) Pass Pass
Balance Sheet - Assets
4
A
12,390
8,190
Balance Sheet - Assets
5
A
87,000
64,980
Balance Sheet - Assets
6
A
-
-
99,390 73,170
Currency risk
2 H 99,390 73,170 Pass Pass
Balance Sheet - Assets
4
B
6,195
4,095
Balance Sheet - Assets
5
B
43,500
32,490
Balance Sheet - Assets
6
B
-
-
49,695 36,585
Currency risk
2 P 49,695 36,585 Pass Pass
Balance Sheet - Assets
4
C
2,065
1,365
Balance Sheet - Assets
5
C
14,500
10,830
Balance Sheet - Assets
6
C
-
-
16,565 12,195
Currency risk
2 X 16,565 12,195 Pass Pass
Indirect validations
# Classification: Unclassified
Balance Sheet - Assets
4
D
-
-
Balance Sheet - Assets
5
D
-
-
Balance Sheet - Assets
6
D
-
-
- -
Currency risk
2 AF - - Pass Pass
Balance Sheet - Assets
4
E
-
-
Balance Sheet - Assets
5
E
-
-
Balance Sheet - Assets
6
E
-
-
- -
Currency risk
2 AN - - Pass Pass
Balance Sheet - Assets
4
F
-
-
Balance Sheet - Assets
5
F
-
-
Balance Sheet - Assets
6
F
-
-
- -
Currency risk
2 AV - - Pass Pass
Balance Sheet - Assets
4
G
-
-
Balance Sheet - Assets
5
G
-
-
Balance Sheet - Assets
6
G
-
-
- -
Currency risk
2 BD - - Pass Pass
Balance Sheet - Assets
4
H
20,650
13,650
Balance Sheet - Assets
5
H
145,000
108,300
Balance Sheet - Assets
6
H
-
-
165,650 121,950
Currency risk
2 BL 165,650 121,950 Pass Pass
Balance Sheet - Assets
7
A
31,860
28,380
Balance Sheet - Assets
8
A
21,060
20,820
Balance Sheet - Assets
9
A
720
2,700
53,640 51,900
Currency risk
3 H 53,640 51,900 Pass Pass
Balance Sheet - Assets
7
B
15,930
14,190
Balance Sheet - Assets
8
B
10,530
10,410
Balance Sheet - Assets
9
B
360
1,350
26,820 25,950
Currency risk
3 P 26,820 25,950 Pass Pass
Balance Sheet - Assets
7
C
5,310
4,730
Balance Sheet - Assets
8
C
3,510
3,470
Balance Sheet - Assets
9
C
120
450
8,940 8,650
Currency risk
3 X 8,940 8,650 Pass Pass
Balance Sheet - Assets
7
D
-
-
Balance Sheet - Assets
8
D
-
-
Balance Sheet - Assets
9
D
-
-
- -
Currency risk
3 AF - - Pass Pass
Balance Sheet - Assets
7
E
-
-
Balance Sheet - Assets
8
E
-
-
Balance Sheet - Assets
9
E
-
-
- -
Currency risk
3 AN - - Pass Pass
Balance Sheet - Assets
7
F
-
-
Balance Sheet - Assets
8
F
-
-
Balance Sheet - Assets
9
F
-
-
- -
Currency risk
3 AV - - Pass Pass
Balance Sheet - Assets
7
G
-
-
Balance Sheet - Assets
8
G
-
-
Balance Sheet - Assets
9
G
-
-
- -
Currency risk
3 BD - - Pass Pass
Balance Sheet - Assets
7
H
53,100
47,300
Balance Sheet - Assets
8
H
35,100
34,700
Balance Sheet - Assets
9
H
1,200
4,500
89,400 86,500
Currency risk
3 BL 89,400 86,500 Pass Pass
Balance Sheet - Assets
10
A
-
-
Balance Sheet - Assets
11
A
4,800
11,400
Balance Sheet - Assets
12
A
360
300
5,160 11,700
Currency risk
4 H 5,160 11,700 Pass Pass
Balance Sheet - Assets
10
B
-
-
Balance Sheet - Assets
11
B
2,400
5,700
Balance Sheet - Assets
12
B
180
150
2,580 5,850
Currency risk
4 P 2,580 5,850 Pass Pass
Balance Sheet - Assets
10
C
-
-
Balance Sheet - Assets
11
C
800
1,900
Balance Sheet - Assets
12
C
60
50
860 1,950
Currency risk
4 X 860 1,950 Pass Pass
Balance Sheet - Assets
10
D
-
-
Balance Sheet - Assets
11
D
-
-
Balance Sheet - Assets
12
D
-
-
- -
Currency risk
4 AF - - Pass Pass
Balance Sheet - Assets
10
E
-
-
Balance Sheet - Assets
11
E
-
-
Balance Sheet - Assets
12
E
-
-
- -
Currency risk
4 AN - - Pass Pass
Balance Sheet - Assets
10
F
-
-
Balance Sheet - Assets
11
F
-
-
Balance Sheet - Assets
12
F
-
-
- -
Currency risk
4 AV - - Pass Pass
Balance Sheet - Assets
10
G
-
-
Balance Sheet - Assets
11
G
-
-
Balance Sheet - Assets
12
G
-
-
- -
Currency risk
4 BD - - Pass Pass
Balance Sheet - Assets
10
H
-
-
Balance Sheet - Assets
11
H
8,000
19,000
Balance Sheet - Assets
12
H
600
500
8,600 19,500
Currency risk
4 BL 8,600 19,500 Pass Pass
Balance Sheet - Assets
13
A
2,100
2,160
Balance Sheet - Assets
14
A
18,000
16,320
Balance Sheet - Assets
15
A
600
240
20,700 18,720
Currency risk
5 H 20,700 18,720 Pass Pass
Balance Sheet - Assets
13
B
1,050
1,080
Balance Sheet - Assets
14
B
9,000
8,160
Balance Sheet - Assets
15
B
300
120
10,350 9,360
Currency risk
5 P 10,350 9,360 Pass Pass
Balance Sheet - Assets
13
C
350
360
Balance Sheet - Assets
14
C
3,000
2,720
Balance Sheet - Assets
15
C
100
40
3,450 3,120
Currency risk
5 X 3,450 3,120 Pass Pass
# Classification: Unclassified
Balance Sheet - Assets
13
D
-
-
Balance Sheet - Assets
14
D
-
-
Balance Sheet - Assets
15
D
-
-
- -
Currency risk
5 AF - - Pass Pass
Balance Sheet - Assets
13
E
-
-
Balance Sheet - Assets
14
E
-
-
Balance Sheet - Assets
15
E
-
-
- -
Currency risk
5 AN - - Pass Pass
Balance Sheet - Assets
13
F
-
-
Balance Sheet - Assets
14
F
-
-
Balance Sheet - Assets
15
F
-
-
- -
Currency risk
5 AV - - Pass Pass
Balance Sheet - Assets
13
G
-
-
Balance Sheet - Assets
14
G
-
-
Balance Sheet - Assets
15
G
-
-
- -
Currency risk
5 BD - - Pass Pass
Balance Sheet - Assets
13
H
3,500
3,600
Balance Sheet - Assets
14
H
30,000
27,200
Balance Sheet - Assets
15
H
1,000
400
34,500 31,200
Currency risk
5 BL 34,500 31,200 Pass Pass
Balance Sheet - Liabilities
3
A
75,330
60,360
Balance Sheet - Liabilities
4
A
256,200
215,580
Balance Sheet - Liabilities
5
A
-
-
Balance Sheet - Liabilities
6
A
-
-
331,530 275,940
Currency risk
7 H (331,530) (275,940) Pass Pass
Balance Sheet - Liabilities
3
B
37,665
30,180
Balance Sheet - Liabilities
4
B
128,100
107,790
Balance Sheet - Liabilities
5
B
-
-
Balance Sheet - Liabilities
6
B
-
-
165,765 137,970
Currency risk
7 P (165,765) (137,970) Pass Pass
Balance Sheet - Liabilities
3
C
12,555
10,060
Balance Sheet - Liabilities
4
C
42,700
35,930
Balance Sheet - Liabilities
5
C
-
-
Balance Sheet - Liabilities
6
C
-
-
55,255 45,990
Currency risk
7 X (55,255) (45,990) Pass Pass
Balance Sheet - Liabilities
3
D
-
-
Balance Sheet - Liabilities
4
D
-
-
Balance Sheet - Liabilities
5
D
-
-
Balance Sheet - Liabilities
6
D
-
-
- -
Currency risk
7 AF - - Pass Pass
Balance Sheet - Liabilities
3
E
-
-
Balance Sheet - Liabilities
4
E
-
-
Balance Sheet - Liabilities
5
E
-
-
Balance Sheet - Liabilities
6
E
-
-
- -
Currency risk
7 AN - - Pass Pass
Balance Sheet - Liabilities
3
F
-
-
Balance Sheet - Liabilities
4
F
-
-
Balance Sheet - Liabilities
5
F
-
-
Balance Sheet - Liabilities
6
F
-
-
- -
Currency risk
7 AV - - Pass Pass
Balance Sheet - Liabilities
3
G
-
-
Balance Sheet - Liabilities
4
G
-
-
Balance Sheet - Liabilities
5
G
-
-
Balance Sheet - Liabilities
6
G
-
-
- -
Currency risk
7 BD - - Pass Pass
Balance Sheet - Liabilities
3
H
125,550
100,600
Balance Sheet - Liabilities
4
H
427,000
359,300
Balance Sheet - Liabilities
5
H
-
-
Balance Sheet - Liabilities
6
H
-
-
552,550 459,900
Currency risk
7 BL (552,550) (459,900) Pass Pass
Balance Sheet - Liabilities
9
A
31,380
22,920
Balance Sheet - Liabilities
10
A
18,840
16,920
Balance Sheet - Liabilities
11
A
2,040
1,200
Balance Sheet - Liabilities
12
A
1,800
1,500
54,060 42,540
Currency risk
10 H (54,060) (42,540) Pass Pass
Balance Sheet - Liabilities
9
B
15,690
11,460
Balance Sheet - Liabilities
10
B
9,420
8,460
Balance Sheet - Liabilities
11
B
1,020
600
Balance Sheet - Liabilities
12
B
900
750
27,030 21,270
Currency risk
10 P (27,030) (21,270) Pass Pass
Balance Sheet - Liabilities
9
C
5,230
3,820
Balance Sheet - Liabilities
10
C
3,140
2,820
Balance Sheet - Liabilities
11
C
340
200
Balance Sheet - Liabilities
12
C
300
250
9,010 7,090
Currency risk
10 X (9,010) (7,090) Pass Pass
Balance Sheet - Liabilities
9
D
-
-
Balance Sheet - Liabilities
10
D
-
-
Balance Sheet - Liabilities
11
D
-
-
Balance Sheet - Liabilities
12
D
-
-
- -
Currency risk
10 AF - - Pass Pass
Balance Sheet - Liabilities
9
E
-
-
Balance Sheet - Liabilities
10
E
-
-
Balance Sheet - Liabilities
11
E
-
-
Balance Sheet - Liabilities
12
E
-
-
- -
Currency risk
10 AN - - Pass Pass
Balance Sheet - Liabilities
9
F
-
-
Balance Sheet - Liabilities
10
F
-
-
Balance Sheet - Liabilities
11
F
-
-
Balance Sheet - Liabilities
12
F
-
-
- -
Currency risk
10 AV - - Pass Pass
Balance Sheet - Liabilities
9
G
-
-
Balance Sheet - Liabilities
10
G
-
-
Balance Sheet - Liabilities
11
G
-
-
Balance Sheet - Liabilities
12
G
-
-
- -
Currency risk
10 BD - - Pass Pass
# Classification: Unclassified
Balance Sheet - Liabilities
9
H
52,300
38,200
Balance Sheet - Liabilities
10
H
31,400
28,200
Balance Sheet - Liabilities
11
H
3,400
2,000
Balance Sheet - Liabilities
12
H
3,000
2,500
90,100 70,900
Currency risk
10 BL (90,100) (70,900) Pass Pass
Balance Sheet - Liabilities
4
A
256,200
215,580
Balance Sheet - Liabilities
5
A
-
-
256,200 215,580
Discounted claims values
1 C 256,200 215,580 Pass Pass
Balance Sheet - Liabilities
4
B
128,100
107,790
Balance Sheet - Liabilities
5
B
-
-
128,100 107,790
Discounted claims values
1 F 128,100 107,790 Pass Pass
Balance Sheet - Liabilities
4
C
42,700
35,930
Balance Sheet - Liabilities
5
C
-
-
42,700 35,930
Discounted claims values
1 I 42,700 35,930 Pass Pass
Balance Sheet - Liabilities
4
D
-
-
Balance Sheet - Liabilities
5
D
-
-
- -
Discounted claims values
1 L - - Pass Pass
Balance Sheet - Liabilities
4
E
-
-
Balance Sheet - Liabilities
5
E
-
-
- -
Discounted claims values
1 O - - Pass Pass
Balance Sheet - Liabilities
4
F
-
-
Balance Sheet - Liabilities
5
F
-
-
- -
Discounted claims values
1 R - - Pass Pass
Balance Sheet - Liabilities
4
G
-
-
Balance Sheet - Liabilities
5
G
-
-
- -
Discounted claims values
1 U - - Pass Pass
Balance Sheet - Liabilities
4
H
427,000
359,300
Balance Sheet - Liabilities
5
H
-
-
427,000 359,300
Discounted claims values
1 X 427,000 359,300 Pass Pass
Balance Sheet - Assets
5
A
87,000
64,980
Balance Sheet - Assets
6
A
-
-
87,000 64,980
Discounted claims values
2 C (87,000) (64,980) Pass Pass
Balance Sheet - Assets
5
B
43,500
32,490
Balance Sheet - Assets
6
B
-
-
43,500 32,490
Discounted claims values
2 F (43,500) (32,490) Pass Pass
Balance Sheet - Assets
5
C
14,500
10,830
Balance Sheet - Assets
6
C
-
-
14,500 10,830
Discounted claims values
2 I (14,500) (10,830) Pass Pass
Balance Sheet - Assets
5
D
-
-
Balance Sheet - Assets
6
D
-
-
- -
Discounted claims values
2 L - - Pass Pass
Balance Sheet - Assets
5
E
-
-
Balance Sheet - Assets
6
E
-
-
- -
Discounted claims values
2 O - - Pass Pass
Balance Sheet - Assets
5
F
-
-
Balance Sheet - Assets
6
F
-
-
- -
Discounted claims values
2 R - - Pass Pass
Balance Sheet - Assets
5
G
-
-
Balance Sheet - Assets
6
G
-
-
- -
Discounted claims values
2 U - - Pass Pass
Balance Sheet - Assets
5
H
145,000
108,300
Balance Sheet - Assets
6
H
-
-
145,000 108,300
Discounted claims values
2 X (145,000) (108,300) Pass Pass
# Classification: Unclassified
S/N Section Content Link
1
Statement of profit and loss Click here
2
Balance sheet Click here
3
Statement of Changes in members balances Click here
4
Exposure to credit risk Click here
5
Financial assets that are past due or impaired Click here
6
Age analysis of past due not impaired Click here
7
Maturity analysis of syndicate liabilities Click here
8
Currency risk Click here
9
Sensitivity analysis to market risks Click here
10
Claims development; Gross Click here
11
Claims development; Net Click here
12
Discount rates and mean terms Click here
13
Discount claims values Click here
14
Analysis of underwriting results Click here
15
Geographical split of gross written premium by origination Click here
16
Net operating expenses Click here
17
Investment return Click here
18
Financial Investments Click here
19
Assets by Fair value hierarchy classification Click here
20
Debtors Click here
21
Creditors Click here
22
Foreign exchange rates Click here
Other notes
Content
Primary
statements
Risk
management
note
Other claims
notes
# Classification: Unclassified
<<< Back to ToC
# Classification: Unclassified
0112
<<< Back to ToC
Statement of Profit or Loss
Technical account –General business
For the year ended 31 December 2025
Figures in thousands of GBP
2025 2025 UY 2024 UY 2023 UY Total
A B C H
1 Gross premiums written 217,500 108,750 36,250 362,500
2 Outwards reinsurance premiums (52,200 ) (26,100 ) (8,700 ) (87,000 )
3 Premiums written, net of reinsurance 165,300 82,650 27,550 275,500
Changes in unearned premium
4 Change in the gross provision for unearned premiums (15,000 ) (7,500 ) (2,500 ) (25,000 )
5 Change in the provision for unearned premiums reinsurers’ share 4,200 2,100 700 7,000
6 Net change in provisions for unearned premiums (10,800 ) (5,400 ) (1,800 ) (18,000 )
7 Earned premiums, net of reinsurance 154,500 77,250 25,750 257,500
8
Allocated investment return transferred from the non-technical account
9 Other technical income, net of reinsurance 900 450 150 1,500
Claims paid
10 Gross amount - Claims paid (72,000 ) (36,000 ) (12,000 ) (120,000 )
11 Reinsurers’ share - Claims paid 19,200 9,600 3,200 32,000
12 Net claims paid (52,800 ) (26,400 ) (8,800 ) (88,000 )
Change in the provision for claims
13 Gross amount - Change in the provision for claims (39,780 ) (19,890 ) (6,630 ) (66,300 )
14 Reinsurers’ share - Change in the provision for claims 21,720 10,860 3,620 36,200
15 Net change in provisions for claims (18,060 ) (9,030 ) (3,010 ) (30,100 )
16 Claims incurred, net of reinsurance (70,860 ) (35,430 ) (11,810 ) (118,100 )
Changes in other technical provisions, net of reinsurance, not shown under other
headings
Long term business provision, net of reinsurance
17 Gross amount - Long term business provision -
18 Reinsurers’ share - Long term business provision -
19 Net change in long term business provisions - - - -
20 Other technical provisions, net of reinsurance -
21 Net change in other technical provisions, including long term business provisions - - - -
22 Net operating expenses (63,924 ) (31,962 ) (10,654 ) (106,540 )
23 Other technical charges, net of reinsurance (900 ) (450 ) (150 ) (1,500 )
24 Balance on the technical account – general business/ long-term business 24,000 12,000 4,000 40,000
Non-technical account –General business
For the year ended 31 December 2025
Figures in thousands of GBP
2025 2025 UY 2024 UY 2023 UY Total
A B C H
1
Balance on the technical account - general business / long-term business
2
Investment income
3
Realised gains/(losses) on investments
4
Unrealised gains/(losses) on investments
(240 )
(120 )
(40 )
(400 )
5
Investment expenses and charges
(396 )
(198 )
(66 )
(660 )
6
Total Investment return
7
Allocated investment return transferred to technical account
(4,284 )
(2,142 )
(714 )
(7,140 )
8
Gain/(loss) on foreign exchange
(1,380 )
(690 )
(230 )
(2,300 )
9
Other income
10
Other expenses
(2,700 )
(1,350 )
(450 )
(4,500 )
11
Profit/(loss) for the financial year
12
Currency translation gain/(loss)
13
Unrealised gains/(losses) on available for sale investments
-
14
Realised gains/(losses) on available for sale investments
-
15
Reclassifications through profit or loss
16
Other recognised gains/(losses)
(1,200 )
(600 )
(200 )
(2,000 )
17
Other
(600 )
(300 )
(100 )
(1,000 )
18
Total comprehensive income/(loss) for the year
# Classification: Unclassified
2024 - Statement of Profit or Loss
Technical account – General business
For the year ended 31 December 2024
Figures in thousands of GBP
2024 2024 UY 2023 UY 2022 UY Total
A B C H
1 Gross premiums written 203,040 101,520 33,840 338,400
2 Outwards reinsurance premiums (54,000 ) (27,000 ) (9,000 ) (90,000 )
3 Premiums written, net of reinsurance 149,040 74,520 24,840 248,400
Changes in unearned premium
4 Change in the gross provision for unearned premiums 27,000 13,500 4,500 45,000
5 Change in the provision for unearned premiums reinsurers’ share (7,200 ) (3,600 ) (1,200 ) (12,000 )
6 Net change in provisions for unearned premiums 19,800 9,900 3,300 33,000
7 Earned premiums, net of reinsurance 168,840 84,420 28,140 281,400
8
Allocated investment return transferred from the non-technical account
9 Other technical income, net of reinsurance 1,200 600 200 2,000
Claims paid
10 Gross amount - Claims paid (88,200 ) (44,100 ) (14,700 ) (147,000 )
11 Reinsurers’ share - Claims paid 24,600 12,300 4,100 41,000
12 Net claims paid (63,600 ) (31,800 ) (10,600 ) (106,000 )
Change in the provision for claims
13 Gross amount - Change in the provision for claims (38,100 ) (19,050 ) (6,350 ) (63,500 )
14 Reinsurers’ share - Change in the provision for claims 21,600 10,800 3,600 36,000
15 Net change in provisions for claims (16,500 ) (8,250 ) (2,750 ) (27,500 )
16 Claims incurred, net of reinsurance (80,100 ) (40,050 ) (13,350 ) (133,500 )
Changes in other technical provisions, net of reinsurance, not shown under other
headings
Long term business provision, net of reinsurance
17 Gross amount - Long term business provision -
18 Reinsurers’ share - Long term business provision -
19 Net change in long term business provisions - - - -
20 Other technical provisions, net of reinsurance -
21 Net change in other technical provisions, including long term business provisions - - - -
22 Net operating expenses (67,974 ) (33,987 ) (11,329 ) (113,290 )
23 Other technical charges, net of reinsurance (1,200 ) (600 ) (200 ) (2,000 )
24 Balance on the technical account – general business/ long-term business 25,020 12,510 4,170 41,700
Non-technical account – General business
For the year ended 31 December 2024
Figures in thousands of GBP
2024 2024 UY 2023 UY 2022 UY Total
A B C H
1 | Balance on the technical account - general business / long-term business | | |||
| 2 | Investment income | | | | |
3 | Realised gains/(losses) on investments | ||||
4 | Unrealised gains/(losses) on investments | ||||
5 | Investment expenses and charges | ( | ( | ( | ( |
6 | Total investment return | ||||
7 | Allocated investment return transferred to technical account | ( | ( | ( | ( |
8 | Gain/(loss) on foreign exchange | ( | ( | ( | ( |
9 | Other income | - | |||
10 | Other expenses | - | |||
11 | Profit/(loss) for the financial year | ||||
12 | Currency translation gain/(loss) | ( | ( | ( | ( |
13 | Unrealised gains/(losses) on available for sale investments | - | |||
14 | Realised gains/(losses) on available for sale investments | - | |||
15 | Reclassifications through profit or loss | - | |||
16 | Other recognised gains/(losses) | ||||
17 | Other | ||||
18 | Total comprehensive income/(loss) for the year |
# Classification: Unclassified
0112
Balance sheet – Assets
<<< Back to ToC
For the year ended 31 December 2025
Figures in thousands of GBP
2025
2025 UY 2024 UY 2023 UY Total
A B C H
1 Financial investments 230,400 115,200 38,400 384,000
2 Deposits with ceding undertakings 600 300 100 1,000
Investments 231,000 115,500 38,500 385,000
4 Provision for unearned premiums 12,390 6,195 2,065 20,650
5 Claims outstanding 87,000 43,500 14,500 145,000
6 Long term business provisions -
Reinsurers’ share of technical provisions 99,390 49,695 16,565 165,650
7 Debtors arising out of direct insurance operations 31,860 15,930 5,310 53,100
8 Debtors arising out of reinsurance operations 21,060 10,530 3,510 35,100
9 Other debtors 720 360 120 1,200
Debtors 53,640 26,820 8,940 89,400
10 Tangible assets - - - -
11 Cash at bank and in hand 4,800 2,400 800 8,000
12 Other 360 180 60 600
Other assets 5,160 2,580 860 8,600
13 Accrued interest and rent 2,100 1,050 350 3,500
14 Deferred acquisition costs 18,000 9,000 3,000 30,000
15 Other prepayments and accrued income 600 300 100 1,000
Prepayments and accrued income 20,700 10,350 3,450 34,500
16 Total assets 409,890 204,945 68,315 683,150
Balance sheet (cont’d) – Liabilities
For the year ended 31 December 2025
Figures in thousands of GBP
2025
2025 UY 2024 UY 2023 UY Total
A B C H
1 | Members’ balances | ||||
2 | Total capital and reserves | ||||
3 | Provision for unearned premiums | ||||
4 | Claims outstanding | ||||
5 | Long term business provision | - | |||
6 | Other technical provisions | - | |||
Technical provisions | |||||
7 | Provisions for other risks | - | |||
8 | Deposits received from reinsurers | ||||
9 | Creditors arising out of direct insurance operations | ||||
10 | Creditors arising out of reinsurance operations | ||||
11 | Other creditors including taxation and social security | ||||
12 | Amounts owed to credit institutions | ||||
Creditors | |||||
13 | Accruals and deferred income | ||||
14 | Total liabilities | ||||
15 | Total liabilities, capital and reserves |
# Classification: Unclassified
2024 - Balance Sheet
Balance sheet – Assets
For the year ended 31 December 2024
Figures in thousands of GBP
2024
2024 UY 2023 UY 2022 UY Total
A B C H
1 Financial investments 192,000 96,000 32,000 320,000
2 Deposits with ceding undertakings 600 300 100 1,000
Investments 192,600 96,300 32,100 321,000
4 Provision for unearned premiums 8,190 4,095 1,365 13,650
5 Claims outstanding 64,980 32,490 10,830 108,300
6 Long term business provision - - - -
Reinsurers’ share of technical provisions 73,170 36,585 12,195 121,950
7 Debtors arising out of direct insurance operations 28,380 14,190 4,730 47,300
8 Debtors arising out of reinsurance operations 20,820 10,410 3,470 34,700
9 Other debtors 2,700 1,350 450 4,500
Debtors 51,900 25,950 8,650 86,500
10 Tangible assets - - - -
11 Cash at bank and in hand 11,400 5,700 1,900 19,000
12 Other 300 150 50 500
Other assets 11,700 5,850 1,950 19,500
13 Accrued interest and rent 2,160 1,080 360 3,600
14 Deferred acquisition costs 16,320 8,160 2,720 27,200
15 Other prepayments and accrued income 240 120 40 400
Prepayments and accrued income 18,720 9,360 3,120 31,200
16 Total assets 348,090 174,045 58,015 580,150
Balance sheet (cont’d) – Liabilities
For the year ended 31 December 2024
Figures in thousands of GBP
2024
2024 UY 2023 UY 2022 UY Total
A B C H
1 | Members’ balances | ||||
2 | Total capital and reserves | ||||
3 | Provision for unearned premiums | ||||
4 | Claims outstanding | ||||
5 | Long term business provision | - | |||
6 | Other technical provisions | - | |||
Technical provisions | |||||
7 | Provisions for other risks | - | |||
8 | Deposits received from reinsurers | ||||
9 | Creditors arising out of direct insurance operations | ||||
10 | Creditors arising out of reinsurance operations | ||||
11 | Other creditors including taxation and social security | ||||
12 | Amounts owed to credit institutions | ||||
Creditors | |||||
13 | Accruals and deferred income | ||||
14 | Total liabilities | ||||
15 | Total liabilities, capital and reserves |
# Classification: Unclassified
0112
Statement of Changes in members' balances
<<< Back to ToC
For the year ended 31 December 2025
Figures in thousands of GBP
2025
2025 UY 2024 UY 2023 UY Total
A B C H
1 Members’ balances brought forward at 1 January
2 Total comprehensive income/(loss) for the year
3 Payments of profit to members’ personal reserve funds
(26,310 ) (13,155 ) (4,385 ) (43,850 )
4 Losses collected in relation to distribution on closure of underwriting year
-
5 Cash calls on open underwriting years
-
6 Members agent fees
-
7 Net movement on funds in syndicate
-
8 Other
(360 ) (180 ) (60 ) (600 )
9 Members’ balances carried forward at 31 December
2024 - Statement of Changes in members balances
Statement of Changes in members' balances
For the year ended 31 December 2024
Figures in thousands of GBP
2024 | 2024 UY | 2023 UY | 2022 UY | Total | |
| A | B | C | H | ||
| 1 | Members’ balances brought forward at 1 January | | | | |
| 2 | Total comprehensive income/(loss) for the year | | | | |
| 3 | Payments of profit to members’ personal reserve funds | ( | ( | ( | ( |
| 4 | Losses collected in relation to distribution on closure of underwriting year | - | |||
| 5 | Cash calls on open underwriting years | - | |||
| 6 | Members agent fees | - | |||
| 7 | Net movement on funds in syndicate | - | |||
| 8 | Other | ( | ( | ( | ( |
| 9 | Members’ balances carried forward at 31 December |
# Classification: Unclassified
<<< Back to ToC
# Classification: Unclassified
<<< Back to ToC
# Classification: Unclassified
Exposure to credit risk
<<< Back to ToC
Figures in thousands of GBP
2025 UY
Year 2025 AAA AA A BBB Other Not rated
Total
A B C D E F G
1
Shares and other variable yield securities and units in
unit trusts
2 Debt securities and other fixed income securities
3 Participation in investment pools -
4 Loans secured by mortgages -
5 Loans and deposits with credit institutions
6 Derivative assets
7 Syndicate loan to Central Fund -
8 Other investments
9 Deposits with ceding undertakings 600 600
10 Reinsurers’ share of claims outstanding
11 Debtors arising out of direct insurance operations 28,350 28,350
12 Debtors arising out of reinsurance operations 18,096 18,096
13 Other debtors and accrued interest 3,780 3,780
14 Cash at bank and in hand
15 Total 57,000 196,800 55,200 13,200 18,696 32,130 373,026
2024 UY
Year 2025 AAA AA A BBB Other Not rated
Total
H I J K L M N
1 Shares and other variable yield securities and units in unit trusts | | | | ||||
| 2 Debt securities and other fixed income securities | | | |||||
| 3 Participation in investment pools | - | ||||||
| 4 Loans secured by mortgages | - | ||||||
| 5 Loans and deposits with credit institutions | | | |||||
| 6 Derivative assets | |||||||
| 7 Syndicate loan to Central Fund | - | ||||||
| 8 Other investments | | | |||||
| 9 Deposits with ceding undertakings | |||||||
| 10 Reinsurers’ share of claims outstanding | |||||||
| 11 Debtors arising out of direct insurance operations | | ||||||
| 12 Debtors arising out of reinsurance operations | |||||||
| 13 Other debtors and accrued interest | | ||||||
| 14 Cash at bank and in hand | | | |||||
| 15 Total |
# Classification: Unclassified
2023 UY
Year 2025 AAA AA A BBB Other Not rated
Total
O P Q R S T U
1 Shares and other variable yield securities and units in unit trusts | | | | ||||
| 2 Debt securities and other fixed income securities | | | | ||||
| 3 Participation in investment pools | - | ||||||
| 4 Loans secured by mortgages | - | ||||||
| 5 Loans and deposits with credit institutions | | | |||||
| 6 Derivative assets | |||||||
| 7 Syndicate loan to Central Fund | - | ||||||
| 8 Other investments | | | |||||
| 9 Deposits with ceding undertakings | |||||||
| 10 Reinsurers’ share of claims outstanding | |||||||
| 11 Debtors arising out of direct insurance operations | | ||||||
| 12 Debtors arising out of reinsurance operations | |||||||
| 13 Other debtors and accrued interest | | ||||||
| 14 Cash at bank and in hand | | | |||||
| 15 Total |
Total
Year 2025 AAA AA A BBB Other Not rated
Total
AX AY AZ AAA AAB AAC AAD
1
Shares and other variable yield securities and units in
unit trusts
2 Debt securities and other fixed income securities 30,000 104,500 14,000 6,500 - - 155,000
3 Participation in investment pools - - - - - - -
4 Loans secured by mortgages - - - - - - -
5 Loans and deposits with credit institutions 33,000 29,000 23,000 - - - 85,000
6 Derivative assets - - 2,600 - - - 2,600
7 Syndicate loan to Central Fund - - - - - - -
8 Other investments 10,000 6,000 2,400 - - - 18,400
9 Deposits with ceding undertakings - - - - 1,000 - 1,000
10 Reinsurers’ share of claims outstanding - 93,000 39,000 13,000 - - 145,000
11 Debtors arising out of direct insurance operations - - - - - 47,250 47,250
12 Debtors arising out of reinsurance operations - - - - 30,160 - 30,160
13 Other debtors and accrued interest - - - - - 6,300 6,300
14 Cash at bank and in hand 2,000 5,000 1,000 - - - 8,000
15 Total 95,000 328,000 92,000 22,000 31,160 53,550 621,710
# Classification: Unclassified
2024 - Exposure to credit risk
<<< Back to ToC
Figures in thousands of
2024 UY
Year 2024 AAA AA A BBB Other Not rated
Total
A B C D E F G
1
Shares and other variable yield securities and units in
unit trusts
2 Debt securities and other fixed income securities
3 Participation in investment pools -
4 Loans secured by mortgages -
5 Loans and deposits with credit institutions
6 Derivative assets
7 Syndicate loan to Central Fund -
8 Other investments
9 Deposits with ceding undertakings
10 Reinsurers’ share of claims outstanding
11 Debtors arising out of direct insurance operations 25,350 25,350
12 Debtors arising out of reinsurance operations
13 Other debtors and accrued interest
14 Cash at bank and in hand
15 Total 53,640 164,160 38,400 11,580 19,002 30,750 317,532
2023 UY
Year 2024 AAA AA A BBB Other Not rated
Total
H I J K L M N
1
Shares and other variable yield securities and units in
unit trusts
2 Debt securities and other fixed income securities
3 Participation in investment pools -
4 Loans secured by mortgages -
5 Loans and deposits with credit institutions
6 Derivative assets
7 Syndicate loan to Central Fund -
8 Other investments
9 Deposits with ceding undertakings
10 Reinsurers’ share of claims outstanding
11 Debtors arising out of direct insurance operations 12,675 12,675
12 Debtors arising out of reinsurance operations
13 Other debtors and accrued interest
14 Cash at bank and in hand
15 Total 26,820 82,080 19,200 5,790 9,501 15,375 158,766
# Classification: Unclassified
2022 UY
Year 2024 AAA AA A BBB Other Not rated
Total
O P Q R S T U
1
Shares and other variable yield securities and units in
unit trusts
2 Debt securities and other fixed income securities
3 Participation in investment pools -
4 Loans secured by mortgages -
5 Loans and deposits with credit institutions
6 Derivative assets
7 Syndicate loan to Central Fund -
8 Other investments
9 Deposits with ceding undertakings
10 Reinsurers’ share of claims outstanding
11 Debtors arising out of direct insurance operations 4,225 4,225
12 Debtors arising out of reinsurance operations
13 Other debtors and accrued interest
14 Cash at bank and in hand
15 Total 8,940 27,360 6,400 1,930 3,167 5,125 52,922
Total
Year 2024 AAA AA A BBB Other Not rated
Total
AX AY AZ AAA AAB AAC AAD
1
Shares and other variable yield securities and units in
unit trusts
2 Debt securities and other fixed income securities 29,000 100,000 20,000 6,000 1,000 - 156,000
3 Participation in investment pools - - - - - - -
4 Loans secured by mortgages - - - - - - -
5 Loans and deposits with credit institutions 30,000 17,000 13,000 - - - 60,000
6 Derivative assets - - 5,700 - - - 5,700
7 Syndicate loan to Central Fund - - - - - - -
8 Other investments 8,000 2,000 300 - - - 10,300
9 Deposits with ceding undertakings - - - - 1,000 - 1,000
10 Reinsurers’ share of claims outstanding - 86,000 15,000 7,300 - - 108,300
11 Debtors arising out of direct insurance operations - - - - - 42,250 42,250
12 Debtors arising out of reinsurance operations - - - - 29,670 - 29,670
13 Other debtors and accrued interest - - - - - 9,000 9,000
14 Cash at bank and in hand 2,400 12,600 4,000 - - - 19,000
15 Total 89,400 273,600 64,000 19,300 31,670 51,250 529,220
# Classification: Unclassified
Financial assets that are not past due, past due or impaired
<<< Back to ToC
Figures in thousands of GBP
2025 UY
Year 2025
A
B
C
D
E
1
Shares and other variable yield securities and units in unit trusts
2 Debt securities and other fixed income securities 93,000 93,000
3 Participation in investment pools -
4 Loans secured by mortgages -
5 Loans and deposits with credit institutions 51,000 51,000
6 Derivative assets 1,560 1,560
7 Syndicate loan to Central Fund -
8 Other investments 11,040 11,040
9 Deposits with ceding undertakings 600 600
10 Reinsurers’ share of claims outstanding 87,000 87,000
11 Debtors arising out of direct insurance operations 28,350 3,366 414 (270 ) 31,860
12 Debtors arising out of reinsurance operations 18,096 2,856 306 (198 ) 21,060
13 Other debtors and accrued interest 3,780 3,780
14 Cash at bank and in hand 4,800 4,800
15 Total 373,026 6,222 720 (468 ) 379,500
2024 UY
Year 2025
F G H I
J
1
Shares and other variable yield securities and units in unit trusts
2 Debt securities and other fixed income securities 46,500 46,500
3 Participation in investment pools -
4 Loans secured by mortgages -
5 Loans and deposits with credit institutions 25,500 25,500
6 Derivative assets 780 780
7 Syndicate loan to Central Fund -
8 Other investments 5,520 5,520
9 Deposits with ceding undertakings 300 300
10 Reinsurers’ share of claims outstanding 43,500 43,500
11 Debtors arising out of direct insurance operations 14,175 1,683 207 (135 ) 15,930
12 Debtors arising out of reinsurance operations 9,048 1,428 153 (99 ) 10,530
13 Other debtors and accrued interest 1,890 1,890
14 Cash at bank and in hand 2,400 2,400
15 Total 186,513 3,111 360 (234 ) 189,750
Gross value of
impaired assets
Impairment
allowance
Total
Total
Neither past due nor
impaired assets
Past due but not
impaired
Past due but not
impaired
Neither past due nor
impaired assets
Gross value of
impaired assets
Impairment
allowance
# Classification: Unclassified
2023 UY
Year 2025
K
L
M
N
O
1
Shares and other variable yield securities and units in unit trusts
2 Debt securities and other fixed income securities 15,500 15,500
3 Participation in investment pools -
4 Loans secured by mortgages -
5 Loans and deposits with credit institutions 8,500 8,500
6 Derivative assets 260 260
7 Syndicate loan to Central Fund -
8 Other investments 1,840 1,840
9 Deposits with ceding undertakings 100 100
10 Reinsurers’ share of claims outstanding 14,500 14,500
11 Debtors arising out of direct insurance operations 4,725 561 69 (45 ) 5,310
12 Debtors arising out of reinsurance operations 3,016 476 51 (33 ) 3,510
13 Other debtors and accrued interest 630 630
14 Cash at bank and in hand 800 800
15 Total 62,171 1,037 120 (78 ) 63,250
Total
Year 2025
AJ
AK
AL
AM
AN
1
Shares and other variable yield securities and units in unit trusts
2 Debt securities and other fixed income securities 155,000 - - - 155,000
3 Participation in investment pools - - - - -
4 Loans secured by mortgages - - - - -
5 Loans and deposits with credit institutions 85,000 - - - 85,000
6 Derivative assets 2,600 - - - 2,600
7 Syndicate loan to Central Fund - - - - -
8 Other investments 18,400 - - - 18,400
9 Deposits with ceding undertakings 1,000 - - - 1,000
10 Reinsurers’ share of claims outstanding 145,000 - - - 145,000
11 Debtors arising out of direct insurance operations 47,250 5,610 690 (450 ) 53,100
12 Debtors arising out of reinsurance operations 30,160 4,760 510 (330 ) 35,100
13 Other debtors and accrued interest 6,300 - - - 6,300
14 Cash at bank and in hand 8,000 - - - 8,000
15 Total 621,710 10,370 1,200 (780 ) 632,500
Neither past due nor
impaired assets
Gross value of
impaired assets
Impairment
allowance
Total
Past due but not
impaired
Past due but not
impaired
Neither past due nor
impaired assets
Gross value of
impaired assets
Impairment
allowance
Total
# Classification: Unclassified
2024 - Financial assets that are not past due, past due or impaired
Figures in thousands of GBP
2024 UY
Year 2024
A
B
C
D
E
1
Shares and other variable yield securities and units in unit trusts
2 Debt securities and other fixed income securities 93,600 93,600
3 Participation in investment pools -
4 Loans secured by mortgages -
5 Loans and deposits with credit institutions 36,000 36,000
6 Derivative assets 3,420 3,420
7 Syndicate loan to Central Fund -
8 Other investments 6,180 6,180
9 Deposits with ceding undertakings 600 600
10 Reinsurers’ share of claims outstanding 64,980 64,980
11 Debtors arising out of direct insurance operations 25,350 2,892 390 (252 ) 28,380
12 Debtors arising out of reinsurance operations 17,802 2,868 336 (186 ) 20,820
13 Other debtors and accrued interest 5,400 5,400
14 Cash at bank and in hand 11,400 11,400
15 Total 317,532 5,760 726 (438 ) 323,580
2023 UY
Year 2024
F G H I
J
1
Shares and other variable yield securities and units in unit trusts
2 Debt securities and other fixed income securities 46,800 46,800
3 Participation in investment pools -
4 Loans secured by mortgages -
5 Loans and deposits with credit institutions 18,000 18,000
6 Derivative assets 1,710 1,710
7 Syndicate loan to Central Fund -
8 Other investments 3,090 3,090
9 Deposits with ceding undertakings 300 300
10 Reinsurers’ share of claims outstanding 32,490 32,490
11 Debtors arising out of direct insurance operations 12,675 1,446 195 (126 ) 14,190
12 Debtors arising out of reinsurance operations 8,901 1,434 168 (93 ) 10,410
13 Other debtors and accrued interest 2,700 2,700
14 Cash at bank and in hand 5,700 5,700
15 Total 158,766 2,880 363 (219 ) 161,790
Impairment
allowance
Total
Neither past due nor
impaired assets
Gross value of
impaired assets
Impairment
allowance
Total
Past due but not
impaired
Past due but not
impaired
Neither past due nor
impaired assets
Gross value of
impaired assets
# Classification: Unclassified
2022 UY
Year 2024
K
L
M
N
O
1
Shares and other variable yield securities and units in unit trusts
2 Debt securities and other fixed income securities 15,600 15,600
3 Participation in investment pools -
4 Loans secured by mortgages -
5 Loans and deposits with credit institutions 6,000 6,000
6 Derivative assets 570 570
7 Syndicate loan to Central Fund -
8 Other investments 1,030 1,030
9 Deposits with ceding undertakings 100 100
10 Reinsurers’ share of claims outstanding 10,830 10,830
11 Debtors arising out of direct insurance operations 4,225 482 65 (42 ) 4,730
12 Debtors arising out of reinsurance operations 2,967 478 56 (31 ) 3,470
13 Other debtors and accrued interest 900 900
14 Cash at bank and in hand 1,900 1,900
15 Total 52,922 960 121 (73 ) 53,930
Total
Year 2024
AJ | AK | AL | AM | AN | ||
1 | Shares and other variable yield securities and units in unit trusts | |||||
| 2 | Debt securities and other fixed income securities | | | | | |
| 3 | Participation in investment pools | - | - | - | - | - |
| 4 | Loans secured by mortgages | - | - | - | - | - |
| 5 | Loans and deposits with credit institutions | | | | | |
| 6 | Derivative assets | | | | | |
| 7 | Syndicate loan to Central Fund | - | - | - | - | - |
| 8 | Other investments | | | | | |
| 9 | Deposits with ceding undertakings | | | | | |
| 10 | Reinsurers’ share of claims outstanding | | | | | |
| 11 | Debtors arising out of direct insurance operations | | | ( | | |
| 12 | Debtors arising out of reinsurance operations | | | ( | | |
| 13 | Other debtors and accrued interest | | | | | |
| 14 | Cash at bank and in hand | | | | | |
| 15 | Total | | ( | |
Total
Gross value of
impaired assets
Neither past due nor
impaired assets
Past due but not
impaired
Impairment
allowance
Neither past due nor
impaired assets
Gross value of
impaired assets
Impairment
allowance
Past due but not
impaired
Total
# Classification: Unclassified
Financial assets that are past due but not impaired
<<< Back to ToC
Figures in thousands of GBP
2025 UY
Year 2025
Up to three months Three to six months
Six months to one
year
Greater than one
year
A
B
C
D
E
1 Shares and other variable yield securities and units in unit trusts | - | ||||
| 2 Debt securities and other fixed income securities | - | ||||
| 3 Participation in investment pools | - | ||||
| 4 Loans secured by mortgages | - | ||||
| 5 Loans and deposits with credit institutions | - | ||||
| 6 Derivative assets | - | ||||
| 7 Syndicate loan to Central Fund | - | ||||
| 8 Other investments | - | ||||
| 9 Deposits with ceding undertakings | - | ||||
| 10 Reinsurers’ share of claims outstanding | - | ||||
| 11 Debtors arising out of direct insurance operations | | ||||
| 12 Debtors arising out of reinsurance operations | | ||||
| 13 Other debtors and accrued interest | - | ||||
| 14 Cash at bank and in hand | - | ||||
| 15 Total | | - | |
2024 UY
Year 2025
Up to three months Three to six months
Six months to one
year
Greater than one
year
F
G
H
I
J
1
Shares and other variable yield securities and units in unit trusts
-
2 Debt securities and other fixed income securities -
3 Participation in investment pools -
4 Loans secured by mortgages -
5 Loans and deposits with credit institutions -
6 Derivative assets -
7 Syndicate loan to Central Fund -
8 Other investments -
9 Deposits with ceding undertakings -
10 Reinsurers’ share of claims outstanding -
11 Debtors arising out of direct insurance operations 600 900 183 1,683
12 Debtors arising out of reinsurance operations 450 750 228 1,428
13 Other debtors and accrued interest -
14 Cash at bank and in hand -
15 Total 1,050 1,650 411 - 3,111
Past due but not impaired assets
Total
Past due but not impaired assets
Total
# Classification: Unclassified
2023 UY
Year 2025
Up to three months Three to six months
Six months to one
year
Greater than one
year
K
L
M
N
O
1
Shares and other variable yield securities and units in unit trusts
-
2 Debt securities and other fixed income securities -
3 Participation in investment pools -
4 Loans secured by mortgages -
5 Loans and deposits with credit institutions -
6 Derivative assets -
7 Syndicate loan to Central Fund -
8 Other investments -
9 Deposits with ceding undertakings -
10 Reinsurers’ share of claims outstanding -
11 Debtors arising out of direct insurance operations 200 300 61 561
12 Debtors arising out of reinsurance operations 150 250 76 476
13 Other debtors and accrued interest -
14 Cash at bank and in hand -
15 Total 350 550 137 - 1,037
Total
Year 2025
Up to three months Three to six months
Six months to one
year
Greater than one
year
AJ
AK
AL
AM
AN
1
Shares and other variable yield securities and units in unit trusts
- - - - -
2 Debt securities and other fixed income securities - - - - -
3 Participation in investment pools - - - - -
4 Loans secured by mortgages - - - - -
5 Loans and deposits with credit institutions - - - - -
6 Derivative assets - - - - -
7 Syndicate loan to Central Fund - - - - -
8 Other investments - - - - -
9 Deposits with ceding undertakings - - - - -
10 Reinsurers’ share of claims outstanding - - - - -
11 Debtors arising out of direct insurance operations 2,000 3,000 610 - 5,610
12 Debtors arising out of reinsurance operations 1,500 2,500 760 - 4,760
13 Other debtors and accrued interest - - - - -
14 Cash at bank and in hand - - - - -
15 Total 3,500 5,500 1,370 - 10,370
Total
Past due but not impaired assets
Past due but not impaired assets
Total
# Classification: Unclassified
2024 - Financial assets that are past due or impaired
<<< Back to ToC
Figures in thousands of GBP
2024 UY
Year 2024
Up to three months Three to six months
Six months to one
year
Greater than one
year
A
B
C
D
E
1
Shares and other variable yield securities and units in unit trusts
-
2 Debt securities and other fixed income securities -
3 Participation in investment pools -
4 Loans secured by mortgages -
5 Loans and deposits with credit institutions -
6 Derivative assets -
7 Syndicate loan to Central Fund -
8 Other investments -
9 Deposits with ceding undertakings -
10 Reinsurers’ share of claims outstanding -
11 Debtors arising out of direct insurance operations 900 1,500 492 2,892
12 Debtors arising out of reinsurance operations 1,020 1,200 648 2,868
13 Other debtors and accrued interest -
14 Cash at bank and in hand -
15 Total 1,920 2,700 1,140 - 5,760
2023 UY
Year 2024
Up to three months Three to six months
Six months to one
year
Greater than one
year
F
G
H
I
J
1
Shares and other variable yield securities and units in unit trusts
-
2 Debt securities and other fixed income securities -
3 Participation in investment pools -
4 Loans secured by mortgages -
5 Loans and deposits with credit institutions -
6 Derivative assets -
7 Syndicate loan to Central Fund -
8 Other investments -
9 Deposits with ceding undertakings -
10 Reinsurers’ share of claims outstanding -
11 Debtors arising out of direct insurance operations 450 750 246 1,446
12 Debtors arising out of reinsurance operations 510 600 324 1,434
13 Other debtors and accrued interest -
14 Cash at bank and in hand -
15 Total 960 1,350 570 - 2,880
Past due but not impaired assets
Total
Past due but not impaired assets
Total
# Classification: Unclassified
2022 UY
Year 2024
Up to three months Three to six months
Six months to one
year
Greater than one
year
K
L
M
N
O
1
Shares and other variable yield securities and units in unit trusts
-
2 Debt securities and other fixed income securities -
3 Participation in investment pools -
4 Loans secured by mortgages -
5 Loans and deposits with credit institutions -
6 Derivative assets -
7 Syndicate loan to Central Fund -
8 Other investments -
9 Deposits with ceding undertakings -
10 Reinsurers’ share of claims outstanding -
11 Debtors arising out of direct insurance operations 150 250 82 482
12 Debtors arising out of reinsurance operations 170 200 108 478
13 Other debtors and accrued interest -
14 Cash at bank and in hand -
15 Total 320 450 190 - 960
Total
Year 2024
Up to three months Three to six months
Six months to one
year
Greater than one
year
AJ
AK
AL
AM
AN
1
Shares and other variable yield securities and units in unit trusts
- - - - -
2 Debt securities and other fixed income securities - - - - -
3 Participation in investment pools - - - - -
4 Loans secured by mortgages - - - - -
5 Loans and deposits with credit institutions - - - - -
6 Derivative assets - - - - -
7 Syndicate loan to Central Fund - - - - -
8 Other investments - - - - -
9 Deposits with ceding undertakings - - - - -
10 Reinsurers’ share of claims outstanding - - - - -
11 Debtors arising out of direct insurance operations 1,500 2,500 820 - 4,820
12 Debtors arising out of reinsurance operations 1,700 2,000 1,080 - 4,780
13 Other debtors and accrued interest - - - - -
14 Cash at bank and in hand - - - - -
15 Total 3,200 4,500 1,900 - 9,600
Past due but not impaired assets
Total
Past due but not impaired assets
Total
# Classification: Unclassified
Maturity analysis of syndicate liabilities
<<< Back to ToC
Figures in thousands of GBP
Undiscounted net cash flows
2025 UY
2024 UY
2023 UY
Total
2025
A
B
C
H
Claims outstanding
1 No maturity stated - - - -
2 0 – 1 yr 120,000 60,000 20,000 200,000
3 1 – 3 yrs 72,000 36,000 12,000 120,000
4 3 – 5 yrs 48,000 24,000 8,000 80,000
5 > 5yrs 16,200 8,100 2,700 27,000
6 Total 256,200 128,100 42,700 427,000
Derivative liabilities
7 No maturity stated -
8 0 – 1 yr -
9 1 – 3 yrs -
10 3 – 5 yrs -
11 > 5yrs -
12 Total - - - -
Creditors
13 No maturity stated - - - -
14 0 – 1 yr 45,960 22,980 7,660 76,600
15 1 – 3 yrs 6,840 3,420 1,140 11,400
16 3 – 5 yrs 1,260 630 210 2,100
17 > 5yrs -
18 Total 54,060 27,030 9,010 90,100
Other credit balances
19 No maturity stated -
20 0 – 1 yr -
21 1 – 3 yrs -
22 3 – 5 yrs -
23 > 5yrs -
24 Total - - - -
Deposits received from reinsurers
25 No maturity stated 300 150 50 500
26 0 – 1 yr -
27 1 – 3 yrs -
28 3 – 5 yrs -
29 > 5yrs -
30 Total 300 150 50 500
31 Total 310,560 155,280 51,760 517,600
# Classification: Unclassified
2024 - Maturity analysis of syndicate liabilities
Figures in thousands of GBP
Undiscounted net cash flows
2024 UY
2023 UY
2022 UY
Total
2024
A
B
C
H
Claims outstanding
1 No maturity stated - - - -
2 0 – 1 yr 90,000 45,000 15,000 150,000
3 1 – 3 yrs 54,000 27,000 9,000 90,000
4 3 – 5 yrs 48,000 24,000 8,000 80,000
5 > 5yrs 23,580 11,790 3,930 39,300
6 Total 215,580 107,790 35,930 359,300
Derivative liabilities
7 No maturity stated -
8 0 – 1 yr -
9 1 – 3 yrs -
10 3 – 5 yrs -
11 > 5yrs -
12 Total - - - -
Creditors
13 No maturity stated - - - -
14 0 – 1 yr 35,040 17,520 5,840 58,400
15 1 – 3 yrs 6,840 3,420 1,140 11,400
16 3 – 5 yrs 660 330 110 1,100
17 > 5yrs -
18 Total 42,540 21,270 7,090 70,900
Other credit balances
19 No maturity stated -
20 0 – 1 yr -
21 1 – 3 yrs -
22 3 – 5 yrs -
23 > 5yrs -
24 Total - - - -
Deposits received from reinsurers
25 No maturity stated 900 450 150 1,500
26 0 – 1 yr -
27 1 – 3 yrs -
28 3 – 5 yrs -
29 > 5yrs -
30 Total 900 450 150 1,500
31 Total 259,020 129,510 43,170 431,700
# Classification: Unclassified
Currency risk
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Figures in thousands of GBP
2025 UY
2025 Sterling US Dollar Euro
Canadian Dollar Australian Dollar Japanese Yen
Other T otal
A B C
D
E
F
G
H
| 1 Investments | | | | |||||
| 2 Reinsurers' share of technical provisions | | | ||||||
| 3 Debtors | | | | |||||
| 4 Other assets | | | | |||||
| 5 Prepayments and accrued income | | | | |||||
6 Total assets | | | - | - | - | | | |
| 7 T echnical provisions | ( | ( | ( | ( | ( | |||
| 8 Provisions for other risks | - | |||||||
| 9 Deposits received from reinsurers | ( | ( | ||||||
| 10 Creditors | ( | ( | ( | ( | ( | |||
| 11 Accruals and deferred income | ( | ( | ( | ( | ||||
12 Total liabilities | ( | ( | ( | - | - | - | ( | ( |
| 13 Total capital and reserves | ( | ( | ( | - | - | - | ( | ( |
2024 UY
2025 Sterling US Dollar Euro
Canadian Dollar
Australian Dollar
Japanese Yen
Other
Total
| I | J | K | L | M | N | O | P | ||
| 1 Investments | | | | ||||||
| 2 Reinsurers' share of technical provisions | | | | | |||||
| 3 Debtors | | | | ||||||
| 4 Other assets | | | | ||||||
| 5 Prepayments and accrued income | | | | ||||||
6 Total assets | | | - | - | - | | | ||
| 7 T echnical provisions | ( | ( | ( | ( | ( | ||||
| 8 Provisions for other risks | - | ||||||||
| 9 Deposits received from reinsurers | ( | ( | |||||||
| 10 Creditors | ( | ( | ( | ( | ( | ||||
| 11 Accruals and deferred income | ( | ( | ( | ( | |||||
12 Total liabilities | ( | ( | ( | - | - | - | ( | ( | |
| 13 | Total capital and reserves | ( | ( | ( | - | - | - | ( | ( |
2023 UY
2025 Sterling US Dollar Euro
Canadian Dollar
Australian Dollar
Japanese Yen
Other
Total
| Q | R | S | T | U | V | W | X | ||
| 1 | Investments | | | | |||||
| 2 | Reinsurers' share of technical provisions | | | | | ||||
| 3 | Debtors | | | | |||||
| 4 | Other assets | | | | |||||
| 5 | Prepayments and accrued income | | | | | ||||
6 | Total assets | | | - | - | - | | | |
| 7 | T echnical provisions | ( | ( | ( | ( | ( | |||
| 8 | Provisions for other risks | - | |||||||
| 9 | Deposits received from reinsurers | ( | ( | ||||||
| 10 | Creditors | ( | ( | ( | ( | ( | |||
| 11 | Accruals and deferred income | ( | ( | ( | ( | ||||
12 Total liabilities | ( | ( | ( | - | - | - | ( | ( | |
| 13 Total capital and reserves | ( | ( | ( | - | - | - | ( | ( | |
Total
2025 Sterling US Dollar Euro
Canadian Dollar
Australian Dollar
Japanese Yen
Other
Total
BE BF BG
BH
BI
BJ
BK
BL
1 Investments 85,000 215,500 80,000 - - - 4,500 385,000
2 Reinsurers' share of technical provisions 45,000 83,150 35,500 - - - 2,000 165,650
3 Debtors 24,500 54,900 8,500 - - - 1,500 89,400
4 Other assets 2,600 4,500 1,050 - - - 450 8,600
5 Prepayments and accrued income 8,600 22,500 2,400 - - - 1,000 34,500
6
Total assets
7 T echnical provisions (124,800 ) (315,650 ) (104,500 ) - - - (7,600 ) (552,550 )
8 Provisions for other risks - - - - - - - -
9 Deposits received from reinsurers (500 ) - - - - - - (500 )
10 Creditors (23,600 ) (51,300 ) (14,200 ) - - - (1,000 ) (90,100 )
11 Accruals and deferred income (200 ) (200 ) (100 ) - - - - (500 )
12
Total liabilities
(149,100 ) (367,150 ) (118,800 ) - - - (8,600 ) (643,650 )
13 Total capital and reserves (16,600 ) (13,400 ) (8,650 ) - - - (850 ) (39,500 )
# Classi fication : Unclassified
2024 - Currency risk
Figures in thousands of GBP
2024 UY
| 2024 | Sterling | US Dollar | Euro | Canadian Dollar Australian Dollar Japanese Yen | Other | T otal |
| A | B | C | D E F | G | H | |
| 1 Investments | | | ||||
| 2 Reinsurers' share of technical provisions | | | | |||
| 3 Debtors | | |||||
| 4 Other assets | | | | |||
| 5 Prepayments and accrued income | | | | |||
6 Total assets | | - - - | | | ||
| 7 T echnical provisions | ( | ( | ( | ( | ( | |
| 8 Provisions for other risks | - | |||||
| 9 Deposits received from reinsurers | ( | ( | ||||
| 10 Creditors | ( | ( | ( | ( | ( | |
| 11 Accruals and deferred income | ( | ( | ( | ( | ||
12 Total liabilities | ( | ( | ( | - - - | ( | ( |
| 13 Total capital and reserves | ( | ( | ( | - - - | | ( |
2023 UY
2024 Sterling US Dollar Euro
Canadian Dollar
Australian Dollar
Japanese Yen
Other
Total
I J K
L
M
N
O
P
1 Investments 25,500 52,500 17,700 600 96,300
2 Reinsurers' share of technical provisions 9,810 17,295 9,120 360 36,585
3 Debtors 6,750 16,620 2,250 330 25,950
4 Other assets 705 3,780 1,245 120 5,850
5 Prepayments and accrued income 2,160 6,270 645 285 9,360
6
Total assets 44,925 96,465 30,960 - - - 1,695 174,045
7 T echnical provisions (30,150 ) (79,500 ) (26,400 ) (1,920 ) (137,970 )
8 Provisions for other risks -
9 Deposits received from reinsurers (450 ) (450 )
10 Creditors (5,550 ) (12,120 ) (3,360 ) (240 ) (21,270 )
11 Accruals and deferred income (330 ) (90 ) (60 ) (480 )
12
Total liabilities (36,480 ) (91,710 ) (29,820 ) - - - (2,160 ) (160,170 )
13 Total capital and reserves (8,445 ) (4,755 ) (1,140 ) - - - 465 (13,875 )
2022 UY
2024 Sterling US Dollar Euro
Canadian Dollar
Australian Dollar
Japanese Yen
Other
Total
Q R S
T
U
V
W
X
1 Investments 8,500 17,500 5,900 200 32,100
2 Reinsurers' share of technical provisions 3,270 5,765 3,040 120 12,195
3 Debtors 2,250 5,540 750 110 8,650
4 Other assets 235 1,260 415 40 1,950
5 Prepayments and accrued income 720 2,090 215 95 3,120
6
Total assets 14,975 32,155 10,320 - - - 565 58,015
7 T echnical provisions (10,050 ) (26,500 ) (8,800 ) (640 ) (45,990 )
8 Provisions for other risks -
9 Deposits received from reinsurers (150 ) (150 )
10 Creditors (1,850 ) (4,040 ) (1,120 ) (80 ) (7,090 )
11 Accruals and deferred income (110 ) (30 ) (20 ) (160 )
12
Total liabilities (12,160 ) (30,570 ) (9,940 ) - - - (720 ) (53,390 )
13 Total capital and reserves (2,815 ) (1,585 ) (380 ) - - - 155 (4,625 )
Total
2024 Sterling US Dollar Euro
Canadian Dollar
Australian Dollar
Japanese Yen
Other
Total
BE BF BG
BH
BI
BJ
BK
BL
1 Investments 85,000 175,000 59,000 - - - 2,000 321,000
2 Reinsurers' share of technical provisions 32,700 57,650 30,400 - - - 1,200 121,950
3 Debtors 22,500 55,400 7,500 - - - 1,100 86,500
4 Other assets 2,350 12,600 4,150 - - - 400 19,500
5 Prepayments and accrued income 7,200 20,900 2,150 - - - 950 31,200
6
Total assets
7 T echnical provisions (100,500 ) (265,000 ) (88,000 ) - - - (