Lloyd’s China is a licensed P&C insurer based in Shanghai and Beijing which provides participating Lloyd’s syndicates a platform with which to access the Chinese (re)insurance market via the relevant underwriting division within Lloyd's China. Risks can either be written 100% by one underwriting division or as subscription business to pool underwriting capacity amongst divisions. Access to Lloyd’s underwriters means that Lloyd’s China can offer world-class underwriting expertise in a wide range of business classes.

All the business underwritten by Lloyd’s China is fully protected by the Chain of Security at Lloyd’s; thus Lloyd‘s China enjoys the Lloyd’s market rating of AA- (Fitch Ratings), A+ (Standard & Poor’s) and A (A.M. Best).

  • The History of Lloyd's China

    Lloyd's Insurance Company (China) Limited (hereinafter referred as “Lloyd's China”) is a wholly owned subsidiary of Lloyd's, and is licensed to operate non-life insurance and reinsurance businesses in China.

    Lloyd’s Reinsurance Company (China) Limited, was approved to commence reinsurance business operation by China Insurance Regulatory Commission (CIRC) in March 2007.

    In May 2010, CIRC extended Lloyd's China’s licence to include non-life direct insurance in the Shanghai region. In line with this expanded licence and in accordance with the regulations of CIRC, the company name was changed from Lloyd’s Reinsurance Company (China) Limited to Lloyd’s Insurance Company (China) Limited in October 2010.

    The extended licence became operational in September 2011. Reinsurance continues to form the majority of business written by Lloyd’s China under the expanded licence, but the extended licence allows the market greater access to Chinese businesses and is an important long term development for Lloyd's presence in China.

    In February 2015, Lloyd’s China Beijing Branch was officially opened. Under the new branch license, Lloyd’s China is able to extend non-life insurance businesses to Beijing Municipal Administrative region. 

    Lloyd’s China milestones:

    • Since 1970s, Lloyd’s has been providing reinsurance for China
    • 11/2000, Set up Beijing Representative
    • 03/2007, Established Lloyd's Reinsurance Company (China) Limited
    • 10/2010, Name changed to Lloyd’s Insurance Company (China) Limited
    • 09/2011, Direct business became operational
    • 09/2014, Capital increased to RMB 1bn
    • 09/2014, Approved to set up Beijing Branch
    • 02/2015, Lloyd’s China Beijing Branch officially opened

  • Reinsurance Business

    Lloyd’s China can conduct non-life reinsurance business inside China and international reinsurance. Lloyd's China obtained the CIRC's approval on the 23rd September 2014 to increase Lloyd's China's registered capital to RMB 1bn, so is  now in the position to lead on treaties.

  • Direct Insurance Business

    The direct licence permits those on the Lloyd’s China platform to engage in the following lines of business in the Shanghai and Beijing municipality administrative regions: 

    • General insurance business such as property, casualty, credit, surety insurance, etc;
    • Short-term accident and health insurance (personal lines)

    Compulsory lines such as motor third party liability insurance, liability insurance of the driver and carrier of buses and other commercial transportation vehicles are excluded.

  • Underwriting Divisions

    Lloyd's China operates with twenty-seven Underwriting Divisions, specific to Lloyd's managing agents. Please see the Underwriting Division profiles for further information.



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Eric Gao

Eric Gao Lloyd's China

Eric Gao

CEO of Lloyd’s Insurance Company (China) Limited

t: (86) 21 6162 8200
f: +86 21 6162 8250

Contact Information


Lloyd’s Insurance Company (China) Limited

30th Floor, Room3001, 3004, 3005, 3006, 3007, 3008
No.501 Middle Yincheng Road
China (Shanghai) Pilot Free Zone, 200120
Tel: +86 (0)21 6162 8200  Fax: +86 (0)21 6162 8250
Visit Lloyd's China local website at www.lloyds.com.cn

Customer services hotline: +86 (0)21 4006152810 to 2 or by email to chinacustomerservices@lloyds.com

Customer claims hotline: +86 (0)21 4006152810 to 1 or by email to chinaclaims@lloyds.com 
Client complaints hotline: +86 (0)21 4006150710 or by email to chinacustomercomplaints@lloyds.com