Pat joined Lloyd’s in 2006 and serves as the US Central Regional Director. He provides educational and market development outreach to stakeholders throughout the Central Region, and is responsible for overseeing the Lloyd's offices in Illinois, Kentucky, and the US Virgin Islands.

Pat has over 22 years of experience in the insurance and finance industry. Most recently, he spent eight years in a consulting capacity as Chief Financial Analyst at the Kentucky Office of Insurance. While there, he was instrumental in establishing Kentucky’s captive insurer program, and represented Kentucky on various task forces and working groups of the National Association of Insurance Commissioners. He has also served as Vice President of Trading and Operations for Commonwealth Investment Group, a Louisville-based institutional broker/dealer and investment advisor.

Pat has a degree in Finance and Economics from the University of Kentucky and holds the designation of Certified Financial Examiner. He is a member of the Insurance Advisory Board of Executives of the Illinois State University Katie School of Insurance and Financial Services, a member of the Advisory Board of the Eastern Kentucky University School of Risk Management, Treasurer of the Kentucky Captive Association, and a member of the Board of Directors of the Midwest Chapter of the Insurance Industry Charitable Foundation.