Pat joined Lloyd’s in 2006 and serves as the US Central Regional Director. He provides educational and market development outreach to stakeholders throughout the Central Region, and is responsible for overseeing the Lloyd's offices in Illinois, Kentucky, and the US Virgin Islands.

Pat has over 22 years of experience in the insurance and finance industry. Most recently, he spent eight years in a consulting capacity as Chief Financial Analyst at the Kentucky Office of Insurance. While there, he was instrumental in establishing Kentucky’s captive insurer program, and represented Kentucky on various task forces and working groups of the National Association of Insurance Commissioners. He has also served as Vice President of Trading and Operations for Commonwealth Investment Group, a Louisville-based institutional broker/dealer and investment advisor.

Pat has a degree in Finance and Economics from the University of Kentucky and holds the designation of Certified Financial Examiner. He is a member of the Insurance Advisory Board of Executives of the Illinois State University Katie School of Insurance and Financial Services, a member of the Advisory Board of the Eastern Kentucky University School of Risk Management, Treasurer of the Kentucky Captive Association, and a member of the Board of Directors of the Midwest Chapter of the Insurance Industry Charitable Foundation.


  • Lloyd’s is an admitted insurer in Illinois. Lloyd’s may also write insurance on a surplus lines basis in Illinois, in accordance with regulatory requirements. The Chicago office offers state of the art workstation, conference, and meeting space for Lloyd’s market participants visiting the area.


     Lloyd’s Illinois is responsible for:

    • Regulatory compliance.
    • Recording, countersigning and reporting all Lloyd’s business representing Illinois risks.
    • Assisting Lloyd’s underwriters in determining if business should be written on an admitted or surplus lines basis.
    • Filing admitted policy wordings with the Illinois Department of Insurance.
    • Making all surplus lines filings for Lloyd’s business with the Surplus Line Association of Illinois.
    • Facilitating the Association of Lloyd’s Brokers – a unique organisation of brokers, Lloyd’s coverholders and colleagues in the Chicago area.
    • Market development.


    Lloyd's Illinois Inc
    181 West Madison Street
    Suite 3870
    Illinois 60602-4541

    t:: +1 312 407 6200 
    f: +1 312 407 6226

    General enquiries:
    Business correspondence:


  • Lloyd’s is an admitted insurer in Kentucky. Lloyd's may also write insurance on a surplus lines basis in Kentucky, in accordance with regulatory requirements.

    Lloyd’s Kentucky is responsible for:

    • Regulatory compliance. 
    • Recording, countersigning, and reporting all Lloyd’s business representing Kentucky risks.
    • Filing admitted policy wordings with the Kentucky Department of Insurance.
    • Collecting Kentucky taxes and fees.
    • Market development.

    Lloyd's Kentucky Inc
    200 West Main Street
    Kentucky 40601

    t: +1 502 875 5940 
    f: +1 502 223 5531


Pat Talley

Patrick Talley

Regional Director, US Central Region

t: +1 502 875 5940

General enquiries

If you’re an existing Lloyd's policyholder or have a question about purchasing insurance from Lloyd's, please contact your local insurance agent or broker licensed to conduct business in the relevant state.

Visit our FAQ page to find out more