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We have defined an emerging risk as "an issue that is perceived to be potentially significant but which may not be fully understood or allowed for in insurance terms and conditions, pricing, reserving or capital setting".
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The potential for climate change to drive changes in the severity and likelihood of extreme weather events could have implications for the accuracy of natural catastrophe models. This report examines whether and how catastrophe models account for climate change through a series of case studies provided by a range of academic and commercial model providers.
Existing autonomous and unmanned technology is sophisticated and will continue to develop incrementally. This report looks at two major categories of autonomous and unmanned vehicles: autonomous cars and unmanned aerial systems (UAS). It examines the role of insurance in the development and adoption of this new techonology and highlights the opportunities and risks autonomous cars and unmanned aerial systems can offer.
Rising property value and a growing desire to live in the Wildland Urban Interface has increased the risk of wildfires in certain regions. This report examines wildfire risk on a global scale, looking at trends and the regions most at risk of wildfires.
The report, which was produced in collaboration with the Atmospheric and Environmental Research (AER), examines the impact of solar storms on North America’s electric grid. By developing a model with the latest information on surface disturbances from geomagnetic storms and using storm simulations, the report quantifies the risk of space weather to North America.
This report sheds light on the risks associated with food insecurity and issues arising from food safety. It also examines the risks and opportunities associated with food for businesses and examines the implications for the insurance industry.
The cost of dealing with wrecks is rising. We have published a new report which warns that the cost of dealing with shipwrecks is spiralling and the increase in removal cost is often passed to insurers, reinsurers and ship owners.
This report examines tornado risk and whether it is changing. After a brief explanation of the meteorological characteristics of tornadoes, the report goes on to focus on tornado records and trends. The report highlights that historical tornado data can both unreliable and inconsistent which makes identifying long term trends, and possible links to tornado patterns and climate change almost impossible.
This report, produced in cooperation with the University of Kent, analyses behaviours which affect risk identification and decision-making.
This report produced with the Met Office examines the relationship between hurricane activity and long-term climate trends.
This report, produced in co-operation with Chatham House, explores how the rapidly changing Arctic environment is creating both opportunities and risks for businesses operating in this region.
The potential for climate change to drive changes in the severity and likelihood of extreme weather events could have implications for the accuracy...
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