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We have produced a series of factsheets which summarise the key issues and implications raised by the report along with relevant supportive facts and data.
This factsheet provides an overview of the findings of the research carried out by the Centre for Economics and Business Research on global underinsurance.
The world is underinsured, but just how much does the taxpayer have to pay to compensate? We analyse recent natural catastrophes globally, the impact of different insurance models and the resulting costs.
Businesses transfer risk in a range of ways. We look at how better planning and risk management can save money over the long term, free up funds for investment and allow businesses to better absorb shocks.
With 17 of the 42 countries analysed underinsured by $168bn a year, what can governments can do to reduce this gap? Three key steps are outlined to ensure non-life markets can help governments mitigate risk.
While the global insurance industry will benefit from greater take up of insurance, this will require: considerable investment to develop local industry partnerships; developing accurate data and models for new markets; and products which reflect 21st century risks.
Our research shows a relationship between GDP growth and the level of insurance penetration, with a single percentage point increase being associated with an average increase in GDP capita of $6,000 across the sampled countries. Here we examine possible reasons why.
We have published a series of infographics which summarise the report's key findings in visual form.
The report in pictures
Analysis of the impact & aftermath of five recent natural disasters & the role insurance played in reconstruction.
View case studies
This research shows an annualised deficit of $168bn in 17 countries across the world – many of which are high growth economies.
Emerging Risk Reports
Class of Business Reports
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