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By 2016 global internet  traffic could reach 1.3 zettabytes annually – or more than 115 million terabytes a month. And, if harnessed effectively, this glut of big data can revolutionise the way insurers manage risk – from supporting real-time decision-making to enabling more granular pricing.

In our Special Report (page 10), we explore the cutting-edge technologies helping to collect and analyse this titanic treasure trove of information, how the insights gleaned are being applied to major risk events, and the things firms need to think about when investing in data collection, conversion and storage.

And we take a closer look at Latin America’s new tiger, Colombia (page 24). Once in state of near-civil war, on a continent beset by boom and bust cycles, the country has enjoyed remarkable growth, while the protectionist policies of the past have gradually been relaxed, creating new opportunities for foreign insurers.

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