Today Lloyd’s writes business in the Lloyd’s Building in the City of London as well as via a regional network of approximately 720 managing general agents who are accredited with Lloyd’s (coverholders) and some 80 or so service companies.  Lloyd’s is a significant local insurance player, writing most classes of direct non-life business and reinsurance.  In recent years Lloyd’s has seen an increased demand for more specialist lines, especially within the SME sector.