Please note that these publications are intended for use primarily by market practitioners (Lloyd's managing agents). They are provided for information only and no representation is made as to their completeness or accuracy.
Please email lita@lloyds.com or call +44 (0)20 7327 6677 for a password.
Brief - Ireland (January 2008)
Ireland has experienced dramatic growth during the last decade driving the insurance market. The establishment of the Irish Financial Services Centre has led to Dublin becoming an important financial centre. This brief provides a broader context to the country's business and insurance environement.
Download Brief - Ireland (343KB, pdf)
Snapshot - Turkey (December 2007)
This snapshot gives high level statistics on the business environment, insurance environment and Lloyd's business in Turkey.
Download Snapshot - Turkey (693KB, pdf)
Report - Perspectives on Emerging Europe (November 2007)
Brief - Bulgaria (October 2007)
Bulgaria has made significant progress towards becoming market-oriented, but challenges remain. The current economic boom is reflected in the insurance market and Lloyd's business is growing well.
Download Brief - Bulgaria (350KB, pdf)
Report - Russia 2010: A Lloyd's View (October 2007)
Russia is a major emerging market with dramatic GDP growth but faces significant challenges in both its economic and insurance environment. If these challenges are addressed it has the potential to double by 2010.
Download Report - Russia 2010: A Lloyd's View (1MB, pdf)Brief - Romania (August 2007)
Romania has made significant progress towards becoming a market-oriented economy. While challenges remain, premium growth in the insurance market at large and for Lloyd's has been strong.
Download Brief - Romania (343KB, pdf)
Brief - Hungary (August 2007)
The integration of the Hungarian economy with the rest of the EU is fostering economic growth. There may be more niche opportunties for Lloyd's in specialist classes, despite increasing competition.
Download Brief - Hungary (313KB, pdf)
Insights - Spain (July 2007)
This article highlights current developments and trends in the Spanish market from a London perspective.
Download Insights - Spain (952KB, pdf)
Brief - Czech Republic (July 2007)
Whilst growth has been occurring in the Czech economic and insurance environments, the non-life market is expected to stagnate or decline in the immediate future.
Download Brief - Czech Republic (473KB, pdf)
Brief - Poland (July 2007)
The Polish economy is returning to strong growth driven by a number of high performing sectors. Lloyd's has been taking advantage of this growing market with considerable growth in premiums.
Download Brief - Poland (476KB, pdf)
Brief - Austria (June 2007)
Austria's integration with the European Union is encouraging Austrian insurance companies to grow and to spread eastwards. As such, Lloyd's is focusing on niche lines of Austrian insurance business.
Download Brief - Austria (367KB, pdf)
Snapshot - France (May 2007)
This snapshot outlines Lloyd's France's insights into trends in the non-life market. It includes a summary of the key classes of business as well as an indication of how Lloyd's is perceived in the market.
Download Snapshot - France (323KB, pdf)
Report - Northern Lights (March 2007)
Brief - Denmark (March 2007)
The Danish economy is currently showing strong growth in a diverse range of high-performance sectors. Following a peak in 2004, Denmark's insurance market is demonstrating only negligible growth.
Download Brief - Denmark (349KB, pdf)
Brief - Finland (March 2007)
Finland has made impressive economic strides in recent years, however the Finnish insurance market is the least developed and second smallest within the Nordic region.
Download Brief - Finland (328KB, pdf)
Brief - Iceland (March 2007)
Iceland's small economy has been pushed into the limelight with rapid economic growth. This growth is reflected in the Icelandic insurance market, which experienced record-making profits in 2005.
Download Brief - Iceland (240KB, pdf)
Brief - Norway (March 2007)
The Norwegian economy remains robust due to its high-performance sectors, particularly oil & gas. Demand in Norwegian insurance is currently dampened as the market hardens.
Download Brief - Norway (393KB, pdf)
Brief - Sweden (March 2007)
With the recent election of a new government, Sweden is reportedly set to make historic economic changes. Sweden's insurance market is the largest and fastest growing within the Nordic region.
Download Brief - Sweden (348KB, pdf)
Snapshot - EU Members (January 2007)
A high-level overview of the insurance environment and Lloyd's position in four different groups of EU Members: Western Europe, First Wave, New Members and Potential Members.
Download Snapshot - EU Members (74KB, pdf)
Snapshot - Benelux (January 2007)
A high-level overview of premium development and business class breakdown for the insurance industry and Lloyd's in Belgium, the Netherlands and Luxembourg.
Download Snapshot - Benelux (491KB, pdf)
Report - Italy (November 2006)
WMID and Lloyd's Italian office have completed a new Report on Italy. Despite poor economic performance, the Italian insurance market continues to grow and develop creating opportunities for Lloyd's in niche markets.
Download Report - Italy (2.83MB, pdf)
This document was launched with a presentation to the market, which Managing Agents can download below.
Download Launch Presentation - Italy (144KB,pdf)
Snapshot - Spain (November 2006)
Brief - Italy (April 2006)
Despite poor economic performance, Italy's non-life sector has shown strong premium growth over recent years. This growth is centred in non-motor classes and reflects the relatively under-developed status of the market. Lloyd's has positioned itself to take advantage of this growth.
Download Brief - Italy (214KB, pdf)
Snapshot - Switzerland (March 2006)
An overview of the Swiss insurance environment and Lloyd's business.
Download Snapshot - Switzerland (86KB, pdf)
Snapshot - Netherlands (March 2006)
An overview of the Dutch insurance environment and Lloyd's business.
Download Snapshot - Netherlands (86KB, pdf)
Brief - Spain (March 2006)
Spain’s economy continues to outperform other developed European economies in terms of economic growth. Growing internationalisation of the Spanish business community in conjunction with continued growth in the value of assets are likely to provide further growth opportunities for non-life insurance.
Download Brief - Spain (193KB, pdf)
Brief - Germany (February 2006)
Germany’s economy is on the way towards recovery. The country’s insurance sector is becoming increasingly competitive, which may offer Lloyd’s opportunities for future growth.
Download Brief - Germany (282KB, pdf)
Snapshot - Baltics (December 2005)
Premium development and business class breakdown of the Batlic countries for the insurance market at large and Lloyd's.
Download Snapshot - Baltics (118KB, pdf)
Brief - France (June 2005)
The French non-life insurance market closely follows the trends in the global market. Download Brief - France (139KB, pdf)Report - Spain - executive summary (October 2004)
Spain's economic growth is forecast to outstrip the EU-15 average by a large margin over the medium term. This trend is likely to increase the demand for non-life insurance.
Download Report - Spain - executive summary (212KB, pdf)
Report - Italy - executive summary (October 2004)
Italy's economic growth is unlikely to outpass the EU-25 average anytime soon. However, demand for specialist insurance products is growing.
Download Report - Italy - executive summary (224KB, pdf)
Report - Central Europe (2003)
In 2004, ten new countries accede to the European Union. This review provides an overview of the commercial, legal and insurance environments within the accession countries of Central Europe. This document is publicly available and does therefore not require a password.
Download Report - Central Europe (347KB, pdf)
Please email lita@lloyds.com or call +44 (0)20 7327 6677 if you have any queries regarding these downloads.
