Emerging risks

We have defined an emerging risk as "an issue that is perceived to be potentially significant but which may not be fully understood or allowed for in insurance terms and conditions, pricing, reserving or capital setting".

Latest report

The Emerging Risks Team has now published its sixth report called 'Digital risks: views of a changing landscape'.

This report investigates some of the trends and emerging risks posed by
the revolution in digital and communications technology with the aim of
raising the profile of these risks within the insurance industry and amongst
risk managers in affected businesses.

Digial risks: views of a changing landscape

An overview of the fast changing field of digital risk, including business impacts.

Download 'Digital risks' report (520KB, pdf)
Previous reports

Synthetic Biology: Influencing Development

An introduction to the new field of Synthetic Biology including some opportunities and risks.

Synthetic Biology report (1.2MB, pdf)

Hormone Replacement Therapy

An overview of the risks of Hormone Replacement Therapy.

HRT report (950KB, pdf)

Pandemic: Potential insurance impacts

Consideration of the impact the next pandemic could have on the insurance industry.

Pandemic report (408KB, pdf)

Herbert Hoover Dike

A discussion of the findings of an engineering review on the stability and safety of the Herbert Hoover Dike around Lake Okeechobee in Florida.

pdf Herbert Hoover Dike report (712KB, pdf)

Nanotechnology

A review of the potential effect the new area of nanotechnology could have on the insurance industry.

Nanotechnology report (1.35MB, pdf)

If you experience problems opening these files please ensure you have the latest version of Adobe Reader.

Please contact Trevor Maynard at Trevor.Maynard@lloyds.com or call +44 (0)20 7327 6141 for further information.

Last updated on 05 Oct 2009