Emerging risks

We have defined an emerging risk as "an issue that is perceived to be potentially significant but which may not be fully understood or allowed for in insurance terms and conditions, pricing, reserving or capital setting".

Latest report 
 
'Behaviour: Bear, bull or lemming' report front cover
Behaviour: Bear, bull or lemming?

Underwriters take risks every day of their lives, yet many are unaware of the subconscious thoughts that are clouding their judgements. Insurance professionals will benefit by being aware of these behavioural biases described in this report.

Download 'Behaviour: Bear, bull or lemming?' report (510KB, pdf)
Previous reports

'Digital risks' report front cover
Digital risks: views of a changing landscape

An overview of the fast changing field of digital risk, including business impacts.


'Digital risks' report (520KB, pdf)

Synthetic Biology
Synthetic Biology: Influencing Development

An introduction to the new field of Synthetic Biology including some opportunities and risks.

Synthetic Biology report (1.2MB, pdf)

HRT report front cover
Hormone Replacement Therapy

An overview of the risks of Hormone Replacement Therapy.


HRT report (950KB, pdf)

Pandemic report front cover
Pandemic: Potential insurance impacts

Consideration of the impact the next pandemic could have on the insurance industry.


Pandemic report (408KB, pdf)

Herbert Hoover Dike report
Herbert Hoover Dike

A discussion of the findings of an engineering review on the stability and safety of the Herbert Hoover Dike around Lake Okeechobee in Florida.

pdf Herbert Hoover Dike report (712KB, pdf)

Nanotechnology report front cover
Nanotechnology

A review of the potential effect the new area of nanotechnology could have on the insurance industry.


Nanotechnology report (1.35MB, pdf)


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Please contact Trevor Maynard at Trevor.Maynard@lloyds.com or call +44 (0)20 7327 6141 for further information.
Last updated on 08 Mar 2010