2008 Annual Report

In a year when the robustness of many financial institutions was severely tested, Lloyd's maintained its financial strength. Download the 2008 Annual Report and Aggregate Accounts below.

2008 Annual Report front cover
2008 Annual Report - full document





Download '2008 Annual Report' (4.5MB, pdf)


To order a printed version of the Lloyd's Annual Report 2008, email your name and address to marketing@lloyds.com. The report will be available in mid April 2009.


2008 Annual Report - sections

2008 highlights cover
2008 highlights

Business, financial and strategic highlights of 2008.



Download '2008 highlights' (1.9MB, pdf)

'Chairman's statement' front cover
Welcome to Lloyd's

Includes Lloyd’s Chairman’s statement, information about Lloyd's and how we work.


Download 'Welcome to Lloyd's' (686KB, pdf)


'CEO's strategic review' front cover
Strategic review

Richard Ward introduces the strategy section, which includes a business environment overview, Lloyd's strategic progress and priorities, key performance indicators, risk management, people strategy and corporate responsibility.

Download 'Strategic review' (1MB, pdf)

'How the market performed in 2008' front cover
Performance

Includes 2008 performance review and commentary on the results of the seven major classes of business.





Download 'Performance' (209KB, pdf)


The market's financial results
Market results

This includes the independent auditor's report, the pro forma financial statements and security underlying policies issued at Lloyd's.



Download 'Market results' (488KB, pdf)

Society report
Society report

This report includes the consolidated financial statements of the Society of Lloyd’s and all of its subsidiary undertakings, the Central Fund and the group’s interest in associates.

Download 'Society report' (1.2MB, pdf)


Appendix
Appendix - managing agents and syndicates table

This table shows the key characteristics for managing agents and syndicates active as at 31 December 2008.

Download 'Appendix' (56KB, pdf)

'Glossary of terms' front cover
Glossary of terms

Insurance related terms used by Lloyd's and market participants.



Download 'Glossary of terms' (1.3MB, pdf)


Last updated on 24 Apr 2009