There are two main ways you can place a risk at Lloyd's, through a Lloyd's broker, or through a Lloyd's coverholder or agent. Less commonly people access the Market via a service company or Open Market Correspondent. U.S. surplus lines risks placed at Lloyd's can only be underwritten by Lloyd's syndicates approved by the National Association of Insurance Commissioners (NAIC) who appear on the NAIC Quarterly Listing of Alien Insurers.