Annual Reports

These reports contain Lloyd's market and Society results as well as an overview of the market's performance and Lloyd's strategy. The new 2009 annual report and aggregate accounts are now available.

> Annual Results 2010

Lloyd's releases its 2010 Annual Results, reporting a profit of £2.2 billion and combined ratio of 93.3%.

> 2009 Annual Report

Lloyd’s achieved a record profit of £3,868m and a combined ratio of 86.1%. This was a strong performance during challenging economic conditions and reflects ongoing underwriting discipline, a recovery of confidence in financial markets and an absence of severe catastrophe losses.

> 2008 Annual Report

In a year when the robustness of many financial institutions was severely tested, Lloyd's maintained its financial strength. Download the 2008 Annual Report and Aggregate Accounts below.

> 2007 Annual Report

2007 was a profitable year for Lloyd's with the market reporting a £3,846m profit. With a combined ratio of 84.0% Lloyd's continues to outperform its international peers.

> 2006 Annual Report

Lloyd's enjoyed an excellent year in 2006, but like any global business we face challenges, not least the permanent shadow of the insurance cycle and the increased threat of climate change.

> 2005 Annual Report

The events of 2005 yet again demonstrated the value of insurance and the value of Lloyd's. In the aftermath of hurricanes Katrina, Rita and Wilma, we upheld our reputation as the world's leading specialist insurance market and reinforced our commitment to help a devastated region to rebuild.

> 2004 Annual Report

Lloyd's announces £1.36bn profit for 2004

Lloyd's interim report 2011

Interim report 2011  Lloyd's 2011 interim report 

Lloyd's 2010 annual report

Annual report 2010 front cover Lloyd's 2010 annual report (8.6MB, pdf)

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